elias khoury

-Managing International Corporate Portfolios through different current country exposures.
-Analyzing Country Risk, Industry Risk by exposure, Country Credit Utilization Risk, concentration risk, liquidity risk, legal and regulatory risk, FX risk and operational risk.
-Analyzing financial statements by country/ industry/size/benchmark through vertical and horizontal analysis and ratio analysis.
-Business Legal Opinion
-Business Development Strategy
-Preparing call reports, application & memos for credit facilities.
-Preparing monthly & quarterly report/ Follow-up with excess report.
-Identifying and developing new business with existing and potential clients.
-Monitoring client’s proper use of facilities.
-Maintaining and enhancing the portfolio credit risk by efficiently implementing Basel 2 in order to insure that capital better reflects credit quality of portfolio.
-Quantitative and qualitative analysis
-Product structuring by understanding the need for the facility in relation to the client‘s requirements.
-Insure proper pricing by analyzing the client’s risk profile.

-Managing Corporate portfolios
-Committee credit reporting
-Risk and Credit exposure analysis
-Financial consultancy
-Credit development program
-Quantitative and qualitative analysis
-Scenario analysis, sensitivity analysis, stress test and projections.
-Detecting early problems by exercising a close account monitoring; therefore, proactively take effective measures and raise red flags.
-Check for deviation in the target market and risk acceptance criteria

-Managing middle market corporate portfolios
-Credit analysis reporting
-Financial and Sensitivity Analysis
-Direct relation with clients and Financial consultancy
-Site visiting
-Follow up execution and account management
-Rotations: Treasury, Risk Management, Operations, Trade Finance, Correspondent banking

- Back office Operation
- L-C and L-G
- Retail banking
- Customer service

- Learned transfers’ procedures through intermediate Banks
- Organizing
- Learned Debits and Credits

- DRO- Daily Report Operations
- Filing
- Organizing
- Accounting: Bank Reconciliation- VAT- Commissions
- Succeeded in Orange program