Assistant Manager (Creidt)
HABIB BANK LIMITED (HBL)
Total years of experience :14 years, 9 Months
Visit and Marketing of potential customer.
Analysis of business history, transaction and inventory/Stock etc.
Making Fact sheets, Addendum, and other documents.
Making Balance Sheet and income statement of the business for 5 years, include 2 years projections.
Ration Analysis, and SWOT analysis to analyze the business success and failure factors and finding the Net working Capital requirement of the business.
After the analysis recommendation of the approval.
Presentation on the cases in Regional office on monthly basis.
After sanction have to deal with CAD and Disburse the Finance Limit.
Have to manage and maintain the Commercial Lending portfolio of sixteen branches.
I am student of 4th Stage of ICMA and have Completed "One-Year Post Graduate Certificate in Accounting. In Part time I am working with "Tariq Hanif & Co." Managment Accountant firm.
In all the semesters I got good GPA and finally took 3.7 CGPA out of 4. Got FEF Scholarship in all the semesters on the basis of good GPA. Six weeks internship in Oil and Gas Development Company Ltd. Attended one day workshop on "Competitiveness & Consumer issues in Emerging Markets:Strategic option for Pakistani Entrepreneurs" on 17th April 2008 at Sarhad Chamber of Commerce & Industry (SCCI), Peshawar. Thesis Report on validity of Fama and French Model in Pakistani (Emerging) Market , " A case study of 70 Stocks of KSE"