Credit Analyst
Khushali Bank Ltd
Total years of experience :4 years, 3 Months
Processing credit documents and entering data in CSM and evaluating the results of Cash flows and credit scoring
Ensuring that Individual Loan applications are free of errors and in line with KBL policies and procedures
Verification of MF loans against the security of agriculture passbook, Gold, NSC, KB-TDC & Personal Guarantee.
Ensuring that all processed documents are forwarded to CAPU and assigned Batch Ticket to them
To identify service quality laps and severe nature non-compliance.
Exposure of applicant through Credit History Assessment Report / e-CIB / MF-CIB.
Ensuring 100 percent pre-disbursement verification of new borrowers and 25 percent pre-disbursement of repeat borrowers.
Daily, weekly and monthly reporting to line managers.
Maintain records/data as per set rules.