Supervising Senior
Pakistan Credit Rating Agency (PACRA)
Total years of experience :8 years, 8 Months
• Work as an analyst on entity and instrument rating assignments. Assigned portfolio consist clients from Power and Energy, Textile, Pharmaceutical, Food & Allied, Dairy and Oil & Gas
• Research & presented sector studies of Power and Pharmaceutical industries, keeping in view industry risk profile, regulatory and operating environment
• Analyzing debt re-profiling for various kinds of debt market instruments including TFCs and Sukuks:
o Sukuk of AGP Limited - Pharmaceutical Company
o Sukuk & Term Finance Certificate - Liberty Power Tech Limited
• Prepared detailed reports by assessing and evaluating organizational structure, systems and controls, risk management framework, corporate governance, sponsor’s financial profile, business and financial risk - Financial statement analysis: quantitative and qualitative
• Delivering complex presentations to senior level committee members by preparing credit rating proposals, rationales and press release and stakeholder’s outlining risk/return propositions and handling challenging objections
• Worked closely with the portfolio monitoring unit in implementing effective client monitoring and administration.
• Ensuring compliance with continuously changing regulatory environment recommending corrective actions as necessary.
• Conducted financial modeling and forecasting - projections of P&L, cashflows and coverages, predictive analytics, variance analysis, benchmarking KPIs against standard criteria and peers, competitor valuations for comparison. Worked with FCFO, DCF, NPV, IRR, ROI
• Planning and managing junior analysts in my team for delivery of quality work by leading in a strategic consulting environment and be a strong team lead with excellent communication and client handling skills
• Ability to perform multiple tasks simultaneously and handle high volume of workload whilst ensuring quality and accuracy
• Initiate and conduct research on companies and monitor performance of stocks.
• Making recommendations to investment advisers and investors about whether to buy or sell particular stock
• Managed internal and external correspondence and emails with KSE representatives and company’s investor relation department.
• Assist in preparation of final report on fundamental analysis of a particular company and present it to my senior partner.
• Analyse data on past sales and predict future sales.
• Planning, determining and foreseeing the marketing activities and developing effective new techniques for the client’s financial planning scheme.
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