فرحناز حبيبي

• Spearheaded team efforts in managing portfolio of corporate & investment banking clients aimed at accomplishing organizational business targets.
• Rendered consultancy on enhancing wallet share of existing Corporate and Investment Banking clients and guided team members in enhancing client base by acquiring new clients under the segment.
• Developed & maintained productive business relationship with key decision makers across prospect organizations for effectively closing identified business deals.
• Collaborated with various support teams & client service teams in customizing solutions for clients based on requirements and financial analysis.
• Focused on enhancing client satisfaction by providing value added services and developing financial transactions.
• Maintained updated knowledge of services & products related to particular key client for effectively resolving specific queries.
• Updated / acquainted team members with applicable policies, procedures, pertaining to day to day business transactions.
• Managed day to day administrative aspects of the department and optimized resource utilization for enhancing operational efficiency and departmental profitability.

Key responsibilities:
- Manage relationship with large and medium tickets corporate clients. 
- Monitor risk and ensuring Bank’s relationship strategy is in line with the portfolio and industry quality. 
- Formulate the team’s business plans from the expansion of business opportunities in strategic target areas. 
- Develop and manage a team of 5 relationship managers and support staff in order to generate budgeted net financial revenue. 
- Discussing customer requirements, line structure and related terms and conditions with Relationship Managers.

Key Responsibilities:
- Preparation of all credit proposals with due focus on risk analysis in terms of financials, business operation, management and industry factors duly supported by financial highlights.
- Undertake spread and in-depth analysis of all financial statements.
- Coordination with RM for timely submission of financial and relevant information from customers at pre-determined intervals and review them for warning signals.
- Monitor cash flows and operate limits accordingly for project financing portfolio quality control.