Business Banker
Twiga Bancorp Company Ltd
Total years of experience :10 years, 4 Months
Year: 2015 to date
Company: Twiga Bancorp
Position: Business Banker
Responsibilities:
-Deal with Institutional agencies/ Contractors/ Distributors/ take over SME clients to generate commission amounting to 100 Million by Dec 2016
- Deal with Institutional agencies/ take over SME clients to generate loan book amounting to 2.5 bn by Dec 2016
- Advising on how to develop loans products best suited to emerging needs of the clients
- Advising on how to develop loans products best suited to emerging needs of the clients
- Deal with Institutional agencies/ take over SME clients to generate deposit amounting to 1.6 bn by Dec 2016
-Increasing number of new accounts by branch to daily average of 2 accounts per day
-Reactivate at least 15 dormant accounts per month
- Monitoring the loan portfolio and ensuring its growth sustainability
Year: 2014 -2015
Company: Equity Bank Tanzania Limited
Position: Relationship Officer Credit
Responsibilities:
-Preparing the Company Financial Statement and Monthly progress report
-Making assessment of clients and their business to establish their character and trustworthiness
-Evaluating SME customer records and recommends payment plans based on earnings, savings data and payment history
-Reviewing Individual loan applications, including credit analyses and summaries of loan requests, and submit to Credit Committees for approval.
-Verifying the applicants and give loan recommendation
-Ensuring that credit officers comply with all requirements as embodied in the loan policy and procedure while considering loan proposals
-Receiving and reviewing all reports prepared by loan officers
-Advising on how to develop loans products best suited to emerging needs of the clients
-Monitoring the loan portfolio and ensuring its growth sustainability
-Analyzing cases of loan delinquencies on a monthly basis and formulating action plan for minimizing the incidences of loan delinquency
-Ensuring that all application documents are well completed according to the company policies
-Undertaking any other duties assigned by Credit Analyst Head.
Year: 2010 March-2010 October
Company: AshvinSolanki&Company Ltd
Position: Tax return compilation officer
Responsibilities:
-Posting the purchase receipts to the purchase day book
-Summarizing the sales from the client’s sales book/Tax invoice and posting to the Sales Day Books
-Posting the entries from the Sales Day Book to the Sales General Ledgers
-Posting the entries from the Purchase Day Book to the Purchase Accounts General Ledger
-Filling the Client’s VAT RETURNS
-Submitting the VAT RETURNS to the Client’s so as to sign them.
Year: 2015 to date
Company: Twiga Bancorp
Position: Business Banker
Responsibilities:
-Deal with Institutional agencies/ Contractors/ Distributors/ take over SME clients to generate commission amounting to 100 Million by Dec 2016
- Deal with Institutional agencies/ take over SME clients to generate loan book amounting to 2.5 bn by Dec 2016
- Advising on how to develop loans products best suited to emerging needs of the clients
- Advising on how to develop loans products best suited to emerging needs of the clients
- Deal with Institutional agencies/ take over SME clients to generate deposit amounting to 1.6 bn by Dec 2016
-Increasing number of new accounts by branch to daily average of 2 accounts per day
-Reactivate at least 15 dormant accounts per month
- Monitoring the loan portfolio and ensuring its growth sustainability
Year: 2014 -2015
Company: Equity Bank Tanzania Limited
Position: Relationship Officer Credit
Responsibilities:
-Preparing the Company Financial Statement and Monthly progress report
-Making assessment of clients and their business to establish their character and trustworthiness
-Evaluating SME customer records and recommends payment plans based on earnings, savings data and payment history
-Reviewing Individual loan applications, including credit analyses and summaries of loan requests, and submit to Credit Committees for approval.
-Verifying the applicants and give loan recommendation
-Ensuring that credit officers comply with all requirements as embodied in the loan policy and procedure while considering loan proposals
-Receiving and reviewing all reports prepared by loan officers
-Advising on how to develop loans products best suited to emerging needs of the clients
-Monitoring the loan portfolio and ensuring its growth sustainability
-Analyzing cases of loan delinquencies on a monthly basis and formulating action plan for minimizing the incidences of loan delinquency
-Ensuring that all application documents are well completed according to the company policies
-Undertaking any other duties assigned by Credit Analyst Head.
Year: 2010 March-2010 October
Company: AshvinSolanki&Company Ltd
Position: Tax return compilation officer
Responsibilities:
-Posting the purchase receipts to the purchase day book
-Summarizing the sales from the client’s sales book/Tax invoice and posting to the Sales Day Books
-Posting the entries from the Sales Day Book to the Sales General Ledgers
-Posting the entries from the Purchase Day Book to the Purchase Accounts General Ledger
-Filling the Client’s VAT RETURNS
-Submitting the VAT RETURNS to the Client’s so as to sign them.
Year: 2015 to date
Company: Twiga Bancorp
Position: Business Banker
Responsibilities:
-Deal with Institutional agencies/ Contractors/ Distributors/ take over SME clients to generate commission amounting to 100 Million by Dec 2016
- Deal with Institutional agencies/ take over SME clients to generate loan book amounting to 2.5 bn by Dec 2016
- Advising on how to develop loans products best suited to emerging needs of the clients
- Advising on how to develop loans products best suited to emerging needs of the clients
- Deal with Institutional agencies/ take over SME clients to generate deposit amounting to 1.6 bn by Dec 2016
-Increasing number of new accounts by branch to daily average of 2 accounts per day
-Reactivate at least 15 dormant accounts per month
- Monitoring the loan portfolio and ensuring its growth sustainability
Year: 2014 -2015
Company: Equity Bank Tanzania Limited
Position: Relationship Officer Credit
Responsibilities:
-Preparing the Company Financial Statement and Monthly progress report
-Making assessment of clients and their business to establish their character and trustworthiness
-Evaluating SME customer records and recommends payment plans based on earnings, savings data and payment history
-Reviewing Individual loan applications, including credit analyses and summaries of loan requests, and submit to Credit Committees for approval.
-Verifying the applicants and give loan recommendation
-Ensuring that credit officers comply with all requirements as embodied in the loan policy and procedure while considering loan proposals
-Receiving and reviewing all reports prepared by loan officers
-Advising on how to develop loans products best suited to emerging needs of the clients
-Monitoring the loan portfolio and ensuring its growth sustainability
-Analyzing cases of loan delinquencies on a monthly basis and formulating action plan for minimizing the incidences of loan delinquency
-Ensuring that all application documents are well completed according to the company policies
-Undertaking any other duties assigned by Credit Analyst Head.
Year: 2010 March-2010 October
Company: AshvinSolanki&Company Ltd
Position: Tax return compilation officer
Responsibilities:
-Posting the purchase receipts to the purchase day book
-Summarizing the sales from the client’s sales book/Tax invoice and posting to the Sales Day Books
-Posting the entries from the Sales Day Book to the Sales General Ledgers
-Posting the entries from the Purchase Day Book to the Purchase Accounts General Ledger
-Filling the Client’s VAT RETURNS
-Submitting the VAT RETURNS to the Client’s so as to sign them.
Year: 2015 to date
Company: Twiga Bancorp
Position: Business Banker
Responsibilities:
-Deal with Institutional agencies/ Contractors/ Distributors/ take over SME clients to generate commission amounting to 100 Million by Dec 2016
- Deal with Institutional agencies/ take over SME clients to generate loan book amounting to 2.5 bn by Dec 2016
- Advising on how to develop loans products best suited to emerging needs of the clients
- Advising on how to develop loans products best suited to emerging needs of the clients
- Deal with Institutional agencies/ take over SME clients to generate deposit amounting to 1.6 bn by Dec 2016
-Increasing number of new accounts by branch to daily average of 2 accounts per day
-Reactivate at least 15 dormant accounts per month
- Monitoring the loan portfolio and ensuring its growth sustainability
Year: 2014 -2015
Company: Equity Bank Tanzania Limited
Position: Relationship Officer Credit
Responsibilities:
-Preparing the Company Financial Statement and Monthly progress report
-Making assessment of clients and their business to establish their character and trustworthiness
-Evaluating SME customer records and recommends payment plans based on earnings, savings data and payment history
-Reviewing Individual loan applications, including credit analyses and summaries of loan requests, and submit to Credit Committees for approval.
-Verifying the applicants and give loan recommendation
-Ensuring that credit officers comply with all requirements as embodied in the loan policy and procedure while considering loan proposals
-Receiving and reviewing all reports prepared by loan officers
-Advising on how to develop loans products best suited to emerging needs of the clients
-Monitoring the loan portfolio and ensuring its growth sustainability
-Analyzing cases of loan delinquencies on a monthly basis and formulating action plan for minimizing the incidences of loan delinquency
-Ensuring that all application documents are well completed according to the company policies
-Undertaking any other duties assigned by Credit Analyst Head.
Year: 2010 March-2010 October
Company: AshvinSolanki&Company Ltd
Position: Tax return compilation officer
Responsibilities:
-Posting the purchase receipts to the purchase day book
-Summarizing the sales from the client’s sales book/Tax invoice and posting to the Sales Day Books
-Posting the entries from the Sales Day Book to the Sales General Ledgers
-Posting the entries from the Purchase Day Book to the Purchase Accounts General Ledger
-Filling the Client’s VAT RETURNS
-Submitting the VAT RETURNS to the Client’s so as to sign them.
Year: 2015 to date
Company: Twiga Bancorp
Position: Business Banker
Responsibilities:
-Deal with Institutional agencies/ Contractors/ Distributors/ take over SME clients to generate commission amounting to 100 Million by Dec 2016
- Deal with Institutional agencies/ take over SME clients to generate loan book amounting to 2.5 bn by Dec 2016
- Advising on how to develop loans products best suited to emerging needs of the clients
- Advising on how to develop loans products best suited to emerging needs of the clients
- Deal with Institutional agencies/ take over SME clients to generate deposit amounting to 1.6 bn by Dec 2016
-Increasing number of new accounts by branch to daily average of 2 accounts per day
-Reactivate at least 15 dormant accounts per month
- Monitoring the loan portfolio and ensuring its growth sustainability
Year: 2014 -2015
Company: Equity Bank Tanzania Limited
Position: Relationship Officer Credit
Responsibilities:
-Preparing the Company Financial Statement and Monthly progress report
-Making assessment of clients and their business to establish their character and trustworthiness
-Evaluating SME customer records and recommends payment plans based on earnings, savings data and payment history
-Reviewing Individual loan applications, including credit analyses and summaries of loan requests, and submit to Credit Committees for approval.
-Verifying the applicants and give loan recommendation
-Ensuring that credit officers comply with all requirements as embodied in the loan policy and procedure while considering loan proposals
-Receiving and reviewing all reports prepared by loan officers
-Advising on how to develop loans products best suited to emerging needs of the clients
-Monitoring the loan portfolio and ensuring its growth sustainability
-Analyzing cases of loan delinquencies on a monthly basis and formulating action plan for minimizing the incidences of loan delinquency
-Ensuring that all application documents are well completed according to the company policies
-Undertaking any other duties assigned by Credit Analyst Head.
Year: 2010 March-2010 October
Company: AshvinSolanki&Company Ltd
Position: Tax return compilation officer
Responsibilities:
-Posting the purchase receipts to the purchase day book
-Summarizing the sales from the client’s sales book/Tax invoice and posting to the Sales Day Books
-Posting the entries from the Sales Day Book to the Sales General Ledgers
-Posting the entries from the Purchase Day Book to the Purchase Accounts General Ledger
-Filling the Client’s VAT RETURNS
-Submitting the VAT RETURNS to the Client’s so as to sign them.
Year: 2015 to date
Company: Twiga Bancorp
Position: Business Banker
Responsibilities:
-Deal with Institutional agencies/ Contractors/ Distributors/ take over SME clients to generate commission amounting to 100 Million by Dec 2016
- Deal with Institutional agencies/ take over SME clients to generate loan book amounting to 2.5 bn by Dec 2016
- Advising on how to develop loans products best suited to emerging needs of the clients
- Advising on how to develop loans products best suited to emerging needs of the clients
- Deal with Institutional agencies/ take over SME clients to generate deposit amounting to 1.6 bn by Dec 2016
-Increasing number of new accounts by branch to daily average of 2 accounts per day
-Reactivate at least 15 dormant accounts per month
- Monitoring the loan portfolio and ensuring its growth sustainability
Year: 2014 -2015
Company: Equity Bank Tanzania Limited
Position: Relationship Officer Credit
Responsibilities:
-Preparing the Company Financial Statement and Monthly progress report
-Making assessment of clients and their business to establish their character and trustworthiness
-Evaluating SME customer records and recommends payment plans based on earnings, savings data and payment history
-Reviewing Individual loan applications, including credit analyses and summaries of loan requests, and submit to Credit Committees for approval.
-Verifying the applicants and give loan recommendation
-Ensuring that credit officers comply with all requirements as embodied in the loan policy and procedure while considering loan proposals
-Receiving and reviewing all reports prepared by loan officers
-Advising on how to develop loans products best suited to emerging needs of the clients
-Monitoring the loan portfolio and ensuring its growth sustainability
-Analyzing cases of loan delinquencies on a monthly basis and formulating action plan for minimizing the incidences of loan delinquency
-Ensuring that all application documents are well completed according to the company policies
-Undertaking any other duties assigned by Credit Analyst Head.
Year: 2010 March-2010 October
Company: AshvinSolanki&Company Ltd
Position: Tax return compilation officer
Responsibilities:
-Posting the purchase receipts to the purchase day book
-Summarizing the sales from the client’s sales book/Tax invoice and posting to the Sales Day Books
-Posting the entries from the Sales Day Book to the Sales General Ledgers
-Posting the entries from the Purchase Day Book to the Purchase Accounts General Ledger
-Filling the Client’s VAT RETURNS
-Submitting the VAT RETURNS to the Client’s so as to sign them.
OVERVIEW I Franco Ngajilo, Holder of Masters of Science in Finance and Investment (MFI) obtained from the Institute of Finance Management (IFM), United Republic of Tanzania in 2015. EDUCATION • 2013 October-2015 November: MSc. Finance and Investment-MFI, Institute of Finance Management (IFM), united Republic of Tanzania • 2010-2013: Bachelor of Accountancy – BAC, Institute of Finance Management (IFM), united Republic of Tanzania (Second Class) • 2008-2010: Advanced Certificate of Secondary Education Examination (ACSEE), Panda hill Secondary school, Mbeya, Tanzania (Division TWO in EGM) • 2003-2006: Certificate of Secondary Education Examination (CSEE), Ifunda Technical Secondary School, Iringa, Tanzania (Division ONE) • 2001-2002: Certificate of Primary Education (Standard VI – VII), Ilala Primary School, Iringa, Tanzania (Passed) and 1996-2000Primary Education (Standard I – V), Highland English Medium Primary School, Iringa, Tanzania