George Thomas, Manager Risk Infrastructure

George Thomas

Manager Risk Infrastructure

Emirates Nbd

Location
India
Education
Master's degree, Finance
Experience
23 years, 5 Months

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Work Experience

Total years of experience :23 years, 5 Months

Manager Risk Infrastructure at Emirates Nbd
  • United Arab Emirates - Dubai
  • My current job since November 2018
Asst at Emirates Nbd
  • United Arab Emirates - Dubai
  • November 2014 to November 2018

Managed the respective portfolio in co-ordination with the Senior Relationship Manager and ensured timely reviews and minimal
documentation issues through pre-emptive proposal structuring.
Handled Loan structuring and documentation of key large corporates and GREs successfully.
Portfolio Management Credit Control Operations Management Stakeholders Interaction
NTB Proposals Requirements
and Bespoke Proposals
Loan Disbursements KYC-NTB, Annual Reviews,
Trigger and Audit query
responses
Customers
Credit Underwriting
and Administration
Legal, Agency Desk
and Trade Finance
Audit Teams
Operations
WB Management
50%
100%
75%
50%
100%
20%
Annual Reviews and One-off
requests
Securities Verification and
Lodgment
Trade Finance Referrals
Documentation Monitoring Excess/Past Dues
and MIS and Central Bank
/Internal Audit responses
Account Opening and
Transaction Referrals
Assistant

Assistant Manager-Corporate Operations and Projects at Core Job Function
  • United Arab Emirates - Dubai
  • October 2007 to October 2014

Finacle: FX transactions on Kondor+ and Finacle for; auto-
update of limit utilization, creation of preferential TT charge
package codes, new risk grades implementation, Invoice
Discounting product creation
▪ Business Unit consolidation exercise for Emirates Bank
International and National Bank of Dubai merger, MIS for senior
management, logistics on bank-wide applications and physical
security documentation and execution of physical movement in
line with application related changes
▪ Business Continuity Management (Rollout of BCM, Annual
Review and BCP Site Testing) for Group Credit and
Wholesale Banking Units
▪ Wholesale Banking Compliance Implementation for Iran
Sanctions Program
▪ Review and recommend transaction-based compliance
referrals
Workgroup Participation representation
▪ Vendor Selection-Financial Institutions Unit Credit Underwriting
Application
▪ Credit Risk Assessment of online forex deal booking solution
▪ Credit Risk Impact Assessment - Structured Trade Finance
Product
▪ WB Operational Excellence Implementation program
(Account Opening, Telegraphic Transfers, Wages Payment
System)
▪ Vendor Selection-Fraud Prevention and Investigation
▪ Compliance Customer Screening

Supervisor
  • September 2006 to September 2007

Finacle: FX transactions on Kondor+ and Finacle for; auto-
update of limit utilization, creation of preferential TT charge
package codes, new risk grades implementation, Invoice
Discounting product creation
▪ Business Unit consolidation exercise for Emirates Bank
International and National Bank of Dubai merger, MIS for senior
management, logistics on bank-wide applications and physical
security documentation and execution of physical movement in
line with application related changes
▪ Business Continuity Management (Rollout of BCM, Annual
Review and BCP Site Testing) for Group Credit and
Wholesale Banking Units
▪ Wholesale Banking Compliance Implementation for Iran
Sanctions Program
▪ Review and recommend transaction-based compliance
referrals
Workgroup Participation representation
▪ Vendor Selection-Financial Institutions Unit Credit Underwriting
Application
▪ Credit Risk Assessment of online forex deal booking solution
▪ Credit Risk Impact Assessment - Structured Trade Finance
Product
▪ WB Operational Excellence Implementation program
(Account Opening, Telegraphic Transfers, Wages Payment
System)
▪ Vendor Selection-Fraud Prevention and Investigation
▪ Compliance Customer Screening

Deputy Manager at Axis Bank
  • India
  • January 2003 to August 2006
Relationship Manager at NRI Services
  • India
  • August 2005 to July 2006
at ATM Control Cell
  • October 2003 to July 2005

Areas of Work
NTB Acquisition Deposit Mobilization Cash Optimization at ATMs ATM Reconciliation
Financial Products Cross-Sell Client Servicing ATM Operations Vendor Management

Process Officer at TCS E Serve and Scope International
  • January 1998 to January 2000

Transaction processing team member for Citibank and Standard Chartered, India customers at their captive BPO unit.
Trade Finance Bill Payments
Export Bills Scrutiny
Nostro Reconciliations
Past Due Settlements
FX Deals and other transaction related
entries
Return Payments
Investigation and Follow up MT messages

Education

Master's degree, Finance
  • at University Of Mumbai
  • June 2002

Specialties & Skills

Deposits
Management
Savings
Front Office
BANKING
FINANCE
ADOBE GO LIVE
ASSETS RECOVERY
DOCUMENTATION
OPERATIONS MANAGEMENT
PROCESS ENGINEERING