Accountant and financial
LA VILLA
Total years of experience :9 years, 7 Months
1) 29/10/2012 - 03/05/2014
Finance Manager & Financial Auditor in “LA VILLA” - Tunis company
• Determining financial objectives. Designing & implementing systems, policies & procedures to facilitate internal financial control.
• Preparing Annual Budget and forecasting trends.
• Developing reports for management summarizing the business financial position in areas of income, expenses, capital usage and cash flows, and coordinate the preparation of strategic plans, budgets and financial forecast.
• Developing and updating accounting.
• Effective Cash Flow Management .
• Monitoring budgets and comparing them with actual cost and revenues related to production, marketing and capital.
• Coordinating the preparation, maintenance and filing of projected P&L Account, Bills Discounting and Balance Sheet as required by bank authorities and other financial institutions.
• Coordinate the preparation of Financial Statements, Financial Reports for internal usage.
• Negotiating with the banks for export documentation requirement.
• Opening LC for inland and foreign party, bank guarantee for the import.
• Processing of Purchase Bills of Raw Material, Asset & Passing Bills of expenses from various departments.
• Income statement analysis
• It is up to the Finance Managers to support company services and product sales, which may involve regular contact with customers, current and prospective.
2) 26/06/2008 - 26/10/2012
Head of Accounting Section in “El Mouradi Skanes hotel 5 Stars” City Monastir - Tunisia
• Responsible for processing all financial and accounting data (verification of supporting documents, identification and bonding accounting parts, the ranking of supporting documents, ...)
• Entering invoices, payment of invoices and processing of all data.
• Also monitor the management of receivables and payables.
• Establish reporting and accomplish the Tax Returns.
• Perform Bank reconciliation
• Assist with Budget, quarterly forecast and weekly flash preparation.
• Establish the annual financial statements (balance sheet, income statement, financial table of Resources and Employment).
• Submit additional states such as table of fixed assets, depreciation table.
✓ Suppliers Account
✓ Monitoring and control of revenues.
4) 15/09/2005 - 15/06/2008
Prof. Finance in “Institut de Formation et des Métiers de Centre” Sousse
• Financial Management.
• Marketing.
• Management
5)01/10/2004-16/07/2005
Senior Finance Office
Company named “SOTSDIG : Société Tuniso-Saoudienne D’investissement et De Développement Général”
• Control and Monitoring of daily purchases.
• Produce Month end management report.
• Banking facilities, Compliance/Internal Audit matters.
• Management of currency.
• Cash Management.
Determinants and Measuring Performance and efficiency of Banks (REMARK: Excellent) Measurement and Efficiency Issues in Commercial Banking Analyzes some of the problems in defining and measuring bank output Examine inefficiency and technical change in banking Explain banks’ comparative advantage in producing intensive assets and financial services and in diversifying or offsetting a variety of risks. What are the key components of banking technology? How determines whether banks operate efficiently Banks’ ability to ameliorate informational asymmetries between borrowers and lenders and their ability to manage risks are the essence of bank production. How reforms in the financial-services sector, development in information and communication technologies (ICT) and globalization of the industry have drastically changed the market structure of banking industry Ability to perform efficiently to obtain accurate information concerning its customers’ financial prospects Determine how bank concentration influences cost and profit efficiency. How the cost efficiency of banks is a major determinant of profitability.
➢ 2000-2001: Mastery in Financial Management University of Economics and Management, Sfax Tunisia REMARK: Excellent
➢ 1995-1996: Bachelor Degree in Economics.