Deputy Manager
Alternative Investments & Credits Ltd
Total years of experience :16 years, 0 Months
Managing the business operations of the firm
Develop and implement development and operational strategy for the company
provide strategic direction and oversight of front-end revenue cycle work processes and outcomes
Take investment decision by analyzing the financials
Act as a team leader to coordinate the works of other departments
Prepare and present monthly business analysis report of the firm and associate forms to
the board of directors
File Decisioning as per product program norms, and Approvals within the Lowest TAT
Efforts to minimize Credit reworks to maintain end to end TAT
Ensuring necessary deviation approvals are taken while approving retail asset files
Regular interaction and Training to RM's, Co-ex, Channels/In house Team
Keeping the team motivated to achieve the stated organizational goal
File Decisioning as per product program norms, and Approvals within TAT
Managed a team of 3 Junior Executives who covered 3 Districts.
Responsible for Scrutinize the loan Proposal and KYC documents in 3 districts
Preparing loan documents in lowest Turn Around Time
Key person for Account opening and disbursal of the loan
Responsible for Credit monitoring and follow up for recovery
Retain existing customers and aim for new opportunities of business growth.
Maintain excellent client relationship, follow up regularly on accounts, provide feedback to
principal on product performance and help clients get maximum benefit from range.
Identify new markets to penetrate and recommend strategic plans to increase business
Liaised with suppliers, dealers, distributors and other concerned agencies for coordination.
Visited different parts of North Kerala for marketing activities and identified new potential
clients and area of business to expand sales and market share successfully.
Performed monthly market survey on Competitive product, record competitor activities
Master of Business Administration with Finance as Major
