حبيب الرحمن Kodavandi

The American University of Kuwait (AUK) (www.auk.edu.kw) is an independent, private, equal
opportunity, and coeducational liberal arts institution of higher education. The educational, cultural,
and administrative structure, methods and standards of AUK are based on the American model of
higher learning.

Job Profile:
Started career as an Account and currently working as a Senior Accountant in account payable section and deals with accounts payables functions, related accounting, payment process and monthly reconciliation of bank balances. This position directly reports to Director of Finance.

Responsibilities Includes:

 Prepares and/or reviews bank reconciliation, Journal entries, accruals etc., and oversees overall payable accounting process.
 Prepares and/or reviews vendor invoice accounting and processing of check/wire transfer/Credit card payments.
 Reconciliation of the vendor balances between sub ledger and the general ledger.
 Maintains the fixed assets records, depreciation accounting and coordinate physical verification and reporting.
 Review of university professional development & research grant funds and also processes of related payments.
 Handles university joint venture and outsource income accounts.
 Prepares/assists monthly management reports.
 Provides AP aging analysis report and cash flow reports on a monthly basis.
 Actively involves on annual budget process and strategic planning.
 Reviews financial implications of University's external contracts.
 Manages contingency account and administer approved budget transfers.
 Assists the annual audit process by interacting with auditors and providing necessary documentation/information/explanation.

Ocwen Financial Corporation (www.ocwen.com) n/k/a Altisource Business Solutions Pvt Ltd (www.altisource.com) is a global financial services company offering cutting-edge knowledge processing solutions to forward thinking companies in finance, mortgage, insurance and other sector.

Job Profile:
Ocwen provides 3rd party commercial and individual credit underwriting, which includes credit, income, asset and collateral analysis, and also deeply involves credit analysis, ratio analysis, regulatory compliance, fraud detection and rendering loan decision.

Responsibilities Includes:
 Examined/Analyzed all data related to borrower to assess the risk of a loan file and render a loan decision based on 4’Cs (credit, capacity, collateral and characteristics).
 Ensured loan meets all the lender guidelines to guarantee minimal risk to client.
 Handled the team of specialists, for various credit/default management activities, under the department and reported to Assistant Manager.
 Participated in process transition or advancement of existing process.
 Handled training process and trained up junior and new staff.
 Handled the Internal quality evaluation and process analysis for the department.
 Prepared monthly, weekly operational report and also quality & training reports to the management.

Infosys (www.infosysbpo.com) is one of the leading multinational companies in consulting and information technology services.

Job Profile & Responsibilities:
 Dealt with various appraisals, valuation reports and analysed (based on different parameters set by clients) for different financial servicing companies in USA.
 Handled quality check and Internal Training activities.
 Handled Internal Training process and provided regular updates and necessary guidance to the team on process change.
 Prepared and updated process manuals and other study materials.
 Managed the Quality Team to ensure the quality of work done by the agents and reported to management.