Hamid Raza

Overall responsible for all the financial operations of Pakistani and foreign entities.
• Strategic Financial Planning
• Risk Management & Compliance
• Budgeting & Forecasting
• Capital & Investment Management
• Financial Reporting & Analysis
• Cost Reduction & Efficiency Initiatives
• Team Leadership & Development
• Stakeholder Management
• Treasury & Cash Flow Management

• Prepared monthly income statements to monitor the performance of the organization.
• Prepared operating expenses reports for management to control cost.
• Prepared annual financial statements and coordinated with the external auditors.
• Compiled individual school budgets into regional and organization budget to monitor financial
performance.
• Projection of fund requirements and arrangement of finance facilities. Term loans for campuses
constructions and short-term facilities to bridge gaps in monthly cash flows. Timely renewal of
existing bank facilities.

• Renewed existing bank finance facilities and secured new facilities to fund the operating
requirements.
• Prepared periodic finance cost reports and timely serviced the cost.
• Prepared monthly cash budgets to forecast the collection and liabilities.
• Prepared monthly and annual financial statements to assist management in decision making.
• Compiled operating expenses variance analysis reports for the management.
• Reviewed daily machines production reports and analyzed the variance.

• Reviewed credit proposals and ensured completeness of documentations before disbursement of
financial facilities. Job also involved complete verification of the credit proposals with the
accompanied source documents of clients. Financial analysis of the credit proposals from the
provided financial statements.
• Computation of lease rentals with lease amount, initial deposit, salvage value, number of rentals,
frequency of payment, rental mode advance or arrear and IRR.

• Prepared credit proposals by conducting financial analysis from last three years clients financial
statements. Reviewed credit rating of the clients.