Credit & Marketing Officer
Orix Leasing Egypt SAE
Total years of experience :14 years, 4 Months
1- Originating Lease Transaction
2- Credit assessment and analysis.
3- Creating credit memorandum
4- Liability Generation.
5- Monitoring all Payment.
6- Building a database of customers for cross selling.
7- Preparing facility offers
8- Collecting the required docs from the clients and analyzing their financial statements
9- Following up the developments in the leasing market and investment projects and taking the Appropriate steps towards increasing our company deals
10- Promote our companies activities, credit facilities &leasing operations that we provide in the Market and enhancing our relationships with the top clients
11- Performing studies on the different companies and markets
12- Selecting clients that are in the compliance with the credit policy guide and preparing Facility offers for them
13- Performing client visits and collecting all docs required
14- Performing follow up client visits to ensure the completion of the clients file and required Info. To complete the credit analysis 15- Reviewing all the client docs.
16- Maintaining an information base for each client
17- Preparing a file for each client containing all the clients’ reports and info. Acc. to the plan
18- Entering all the clients data on the system
19- Performing the jobs according to the company marketing policies to expand our client Database and developing our companies’ activities to increase our market competitiveness
-identify customer needs especially corporate and fulfilling it with proper bank's product & services.
-handle corporate customer requests & inquires related to their accounts, products & services in a professional manner, refer to respective Rm whenever needed
-promote bank's services & product
-ensure that brochures are up to date and in place
-receive trade finance requests (lc's-lg's-bc's....) and fulfill them in a professional manner
-contact corporate customers to advise on readiness of delivery items (certificates, cheque books, ...)and returned cheques.
-carry & handle efficiently custody items, keys as per custodian matrix & relevant p&p
-adhere to branch operating model
-carry out tasks requested by BM & RM
-handling clearing cheques, clean collection & PDC transactions & ensure compliance with
P&P.
-follow up related pending issues with the concerned depts. and ensure processing as per
policies and procedure.
-receive, check &process all clean collection transactions for all branches and ensure accuracy
& efficiency as per P&P
-follow up for collecting proceeds of clean collections and execute accurately & efficiently receive, check & process all inward/outward clearing cheques for all branches and deliver to
central bank and ensure accuracy & efficiency as per P&P
-follow up pending cheques with concerned departments and ensure proper processing prior to
end of clearing session.
-check& excute post dated cheques deposited and follow up collection process on maturity as
per policies& procedures.
-maintain cheques under dual custody as per P&P
-receive customers amendments and excute withdrawals, posponing & collection of PDCas per
P&P
-handle & excute all returned cheques transactions
-conduct physical cheques reconcilation as per P&P
-ensure that all banks /cliet inquiries, cases and amendments are resolved and processed in
coordination with concerned dept. as per P&P
-prepare periodic reports as per management & regulatory authorities requirements .
-ensure that all transactions are completed within the time limit
-perform any other tasks as requested by direct supervisor
-compliance performance in line with AB code of conducts as well as AB P&P and local laws
and regulations
1-introduction to finance and accounting 2-Economics and industry analysis 3-financial statement and ratio analysis 4-lending rationales: asset conversion and asset protection lending 5-cash flow mechanics & projection assumptions 6-credit structuring & problem loans 7-trade finance 8-legal aspects of credit 9-graduation project