Corporate Credit Administration officer
Arab African International Bank
Total years of experience :17 years, 8 Months
- Handle corporate credit operations on a case-by-case basis as per credit appraisal terms.
- Review all credit appraisals and offering tickets presented by the Corporate Marketing department for any credit facility being granted in order to ensure proper implementation.
- Adjust limits for credit lines as per approved credit appraisal.
- Calculate required drawing power for contracts, export L/Cs, purchase orders and receivables by a non-computerized manual excel sheets.
- Share-supervision operating 75% corporate credit facilities a portfolio (without loans).
- Consolidate and review all corporate borrowers’ insurance policies for borrower’s approved credit appraisal’s conditions.
- Issue all types of letter of guarantees
- Calculate letter of guarantees and documentary collections commissions and charges.
- Prepare swift messages for incoming / outgoing documentary collections.
- Prepare shipping documents, affect payments and trace proceeds for incoming / outgoing documentary collections.
- Maintain files for import / export letters of credit.
- Record and process all accounting entries on the bank system to be reflected on the bank books.
- Prepare all required reports and correspondences.
- Organize and coordinate with centralized operations division concerning letter of credit and letter of guarantees according to the bank’s policies and regulations.
- Checks & bill collection through swift and clearing session.
- Pension checks collection.
- Settlement of clearing session results.
- Issue certified checks & bank drafts.
- Add checks for collection to correspondent banks.
- Give authorization to other branches to debt for checks payment.
- Settlement of branch and computer suspense accounts.
- Open current and saving accounts.
- Block and activate accounts and dormant accounts.
- Issue time deposits and certificates of deposits and follow up client’s instructions.
- Follow up overdraft accounts reports to minimize and make sure to be covered in the monthly report.
- Transfers between accounts and make forex transactions.
- Issue certificates such as certificates to competent authorities and embassies, balance certificates, pension certificates and corporate capital certificates and follow up the procedures,
- Issue checkbooks for individuals and corporate clients and stop checks.
- Add clients and power of attorneys signatures to the sign master, provide a clean sign master monthly report and make sure that it is up to date.
- Responsible for inheritance accounts and its distribution.
- Satisfy our client’s needs through professional operational service providing product awareness and utilizing cross selling techniques.
- Deal effectively with customers by understanding the key elements of customers’ mentality and psychology.
- Very wide knowledge in consumer banking fields and Citibank products and services.
- Identify potential customer opportunity to deepen customer relationships to make sure that the customer is updated to all of the latest products and policy information and also to make cross selling.
- Find the proper solution for all customer complaints in minimum time frame in a friendly and efficient manner with professionalism.
- Maintain up to date knowledge of products and services features and related procedures.
- Communicate with other internal departments to resolve customer problems, inquires and requests as necessary.
- Sell and cross sell banking products and services as appropriate to customer needs and generate sales and lead to other units to follow up.
- Find the proper solution for all customer complaints in minimum time frame in a friendly and efficient manner with professionalism.
- Maintains up to date knowledge of products and services features and related procedures.
- Communicates with other internal departments to resolve customer problems, inquires & requests as necessary.
- Selling and cross selling bank products and services as appropriate to customer needs and generate sales leads to other units to follow up.