Hesham Kamal, Credit Risk Team Leader

Hesham Kamal

Credit Risk Team Leader

Export Development Bank of Egypt

Location
Egypt
Education
Bachelor's degree, Accounting
Experience
27 years, 7 Months

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Work Experience

Total years of experience :27 years, 7 Months

Credit Risk Team Leader at Export Development Bank of Egypt
  • Egypt - Cairo
  • My current job since September 1996

Manage a group of qualified staff to conduct the following tasks with the purpose of enhancing the Risk profile of the Bank:
• Reviewing and recommending the New Facilities and Loans Packages for Large Corporate, Project Finance, Restructured Finance and Financial Institutions be submitted to the designated authority for approval;
• Reviewing and Recommending the Facilities and Loans Annual Review Packages and Interim Transactions;
• Regular Analysis and Screening of the Bank Portfolio concerning Industries, Risk Rating and Concentration;
• Quarterly Stress Test with different scenarios on the Bank Portfolio and its impact on the required provisions;
• Close Monitoring of Clients account behavior and financial performance;
• Following up the Corporate Banking visits to stand updated on the clients business performance and situation;
• Adopting efficient Flagging System by conducting a monthly review on the reports to be extracted related to the clients performance;
• Updating and Amending the Credit Policy to be submitted to the Board of Directors for approval.

Education

Bachelor's degree, Accounting
  • at Mansoura University , Arab Academy for Banking
  • May 1994

Specialties & Skills

Languages

English
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