Manager (Senior Executive Officer)
The City Bank Limited
Total years of experience :17 years, 10 Months
Review & Amendment (if necessary) of ‘Credit Administration Policy Manual’ each year
Participating in team building activities as well as project & playing key role to finish job
Review & Amendment (if necessary) of ‘Service Partner Agreement’ with different divisions as per instruction of Higher Management
Guiding new joiners to execute their responsibilities effectively & efficiently
Checking sanction letters based on credit proposals, legal opinion & valuation report
Checking all documents of different loan accounts
Checking legal opinion of land related documents & requesting lawyers to rectify errors
Checking title & RJSC search report of land & RJSC related documents
Checking redemption, revocation of power, mortgage, power deeds, Tripartite Agreement, Four-partite Agreement, undertaking, indemnification etc. before execution
Facilitating Relationship Managers to execute redemption & mortgage formalities
Withdrawing original title, redemption, revocation of power, mortgage, power, bia deeds from concerned Sub-Registry Offices
Checking Memorandum of Association, Articles of Association, Form-XII, Schedule-X, Form-XVIII, Form-XIX, Board Resolution, partnership deed etc
Arranging incorporation of mortgage, power deeds, hypothecation with RJSC as per sanction advice
Taking advice from Head of Legal in case of any complex issues regarding documentation
Preparing & updating ‘city edoc’ of different loan accounts
Compliance of internal & external audit report
Authorizing Transaction Memorandum Unit to give disbursement/ renewal/ enhancement/ restructure of credit facilities
Checking sanction letters based on credit proposals, legal opinion & valuation report
Checking all documents of different loan accounts
Checking legal opinion of land related documents & requesting lawyers to rectify errors
Checking title & RJSC search report of land & RJSC related documents
Checking redemption, revocation of power, mortgage, power deeds, Tripartite Agreement, Four-partite Agreement etc. before execution
Facilitating Relationship Managers to execute redemption & mortgage formalities
Withdrawing original title, redemption, revocation of power, mortgage, power, bia deeds from concerned Sub-Registry Offices
Checking Memorandum of Association, Articles of Association, Form-XII, Schedule-X, Form-XVIII, Form-XIX, Board Resolution, partnership deed etc
Arranging incorporation of mortgage, power deeds, hypothecation with RJSC as per sanction advice
Taking advice from HoLegal in case of any complex issues regarding documentation
Preparing & updating ‘city edoc’ of different loan accounts
Compliance of internal & external audit report
Authorizing Transaction Memorandum Unit to give disbursement/ renewal/ enhancement/ restructure of credit facilities
Selection of borrowers based on their businesses, financials, character, capacity to repay loan etc
Preparing different kinds of proposal like Cash Credit, Small Loan, House Repairing Loan & Loan against FDR as per Bank’s rules & regulations
Preparing Financial Statements & CRG of borrowers’ businesses & valuation of mortgaged properties to assess risk of financing
Recovery of periodical installments & EOLs giving importance on past due, SMA, SS, DF & BL accounts
Maintaining security documents of all borrowers
Maintaining charge documents of all borrowers
Checking redemption, revocation of power, mortgage & power deeds before execution
Attending redemption & mortgage formalities for checking duly execution
Withdrawing original title, redemption, revocation of power, mortgage, power deeds from concerned Sub-Registry Offices
Maintaining database relating to withdrawal & deposit against Cash Credit (Pledge) accounts
Checking godowns of Cash Credit (Pledge) borrowers for monitoring stock movements against withdrawal & deposit
Monitoring transaction of all loan accounts on weekly basis and checking irregular & dubious transactions
Preparing different kinds of statement like quarterly & monthly CIB statement, quarterly CL statement, monthly statement of all kinds of loans & advances, monthly ALCO statement etc
Attending Judge Court for hearing of Suit File accounts
Handling & maintaining inward foreign remittance
Preparing different kinds of proposal like Cash Credit and Small Loan.
Preparing different kinds of statement like monthly statement of all kinds of loans & advances, monthly ALCO statement etc.
Handling & maintaining inward foreign remittance.
Opening all kinds of Account.
Preparing proposal of Cash Credit.
Handling & maintaining inward foreign remittance.
Opening all kinds of Account.
Issuance of DD, MT, TT, PO & SDR.
Preparation of vouchers of incoming DD, MT and TT.
Operation of Branch Banking Software.
Preparation of clean cash.
Maintaining UBL General Account Daily Statement.
Maintaining Transfer Scroll.
Maintaining Clearing House transactions.
Monitoring & checking Monthly Statement of Outstanding Credit Facilities (MSOCF).
Preparation of quarterly statement of SME.