Relationship Manager
Habib Bank Limited (HBL)
Total years of experience :5 years, 5 Months
Primary responsibility is to manage the assigned existing commercial asset base portfolio and to develop new business relationship with a mission to develop a long-term partnership with targeted clients, to improve customer retention and add incremental value to the customer in achieving their corporate objectives.
Preparing/Processing and Scrutinizing of Credit Proposals in compliance with Central Bank’s Prudential Regulations and Credit Policy Manual. Analysis of Financial Statements to prepare Financial Spreads, annual reviews for expired credit limits and follow up with customers for recovery of overdue finances, conducting visits of factory sites etc. Processing of Availment Ticket for the approval of any Trade related transaction.
Degree Institute Year CGPA / Division MBA - Finance Punjab University 2009 3.13 CGPA (76%)
MSC Electronic Commerce PUCIT, Punjab University 2005 2.89 CGPA (74%)
Bachelor of Commerce Punjab College, Punjab University 2003 1st Division (61%)
Intermediate In Commerce Punjab College, BISE Lahore 2001 1st Division (68%) Matriculation BISE Lahore 1999 1st Division (73%)