Jehad Khayat

Perform Business and Operations audits
° Alawwal Insurance Company
° Asset Finance ( Islamic corporate solutions)
° Legal Department
° Corporate Security Department
° SAMA large exposure and third party relations.
Audit lead for the following:
° Credit Card Operations
° Loans Operations
° Cash Center
° Branch Network Group ( covering following aspects branches planning, opening, operating and monitoring)
Managing SAMA quarterly reports ( closure validating, follow up with observation owners)

• Prepare Audit Annual Plan.
• Perform risk assessment across the bank and its all function.
• Assure annual plan completion on time
• Review and update Audit Manual and Methodology accordingly
• Prepared Audit programs for international audit assignments.
• Progress analysis across all IAG function
• Audit documentation review to assure its in compliance with IA and manual guidelines and standards.
• Enhance current processes by mapping all functions and processes.
• Reduce time waste within assignment to achieve annual plan completion.
• Represented audit in retail development meetings

Retail Banking Group
Operation Support and Control Division

- Handle Retail Banking Group Audit and Compliance (Internally and Externally) findings
- Work closely with concern entities (Branch level or HO level)
- Push and follow up Retail Banking Department to regularize findings
- Check submitted evidences to ensure its validity
- Establish corrective and preventive processes
- Handling Operation Risk investigations
- Evaluate Processes
- Enhance Systematic Processes
- Update Management related where does the Business Line stand in term of Audit, compliance and risk.
- Maintain records for all audit and compliance reports
- Handling and Managing Control committees across retail Banking
-Handling day to day activities of Self Assessment Team across Retail Banking kingdom wide.
-Evaluate and rating Branches to adherence of internal and external polices and procedures
- Prepare Enhancements Analysis

Banque Saudi Fransi, Riyadh
GTS - Global Transaction Services
Quality Assurance & Control Manager

• Develop and maintain policies and procedures, for and on behalf of business unites.
• Establish quality standards across all functions.
• Support quality control management
• Coordinate all internal/external audit & compliance related activities/communication.
• Maintain close/up to date record of Audit & Compliance records.
• Implementation of recommendations.
• Periodical internal monitoring and review of adherence to policies and procedures.
• Develop and enforce SLA’s.
• Introduce quality control across all functions, and liaison closely with Bank’s quality department

ROCD - Retail Operation and Control Department
ROCD Senior Manager - Procedure & Quality Assurance

• Handling all procedure for Business Line (RBG) (En. & Ar.)
• In-charge of SAMA Audit report and all related the Business Line
• Insuring the compliance with SAMA rules and regulations related to A/C opening and other operational transactions.
• Mapping & analyzing processes
• System Deployment & Development
• Branch’s communication.
• Automate manual processes.
• Coordinating with Retail Regional area with Management decisions.

ROCD - Retail Operation and Control Department
ROCD Senior Manager - BCU Head (Branch Control Unit)

• Managing the BCU daily activates.
• Enhancing the process flow and systems related to the BCU’s processes.
• Updating related procedures
• Insuring the compliance with SAMA rules and regulations related to A/C opening and other operational transactions.
• Participate in SAKAN product Developing committee.
• Participate in Re-engineering Team of Bank Core system.
• Participate in developing & enhancing Credit Card processes and systems.
• Mapping & analyzing processes
• Handled SAMA issues, circulars& proposals communications
• System Deployment & soft launching
• Branch’s communication.
• Handled the issuance of Procedures (En. & Ar.)
• Translate exist Procedures.
• Automate manual processes.
• Coordinating with Retail Regional area with Management decisions.

• Insuring the compliance with SAMA rules and regulations related to A/C opening and other operational transactions.
• Participate in SAKAN product Developing committee.
• Participate in Re-engineering Team of Bank Core system.
• Participate in developing & enhancing Credit Card processes and systems.
• Mapping & analyzing processes
• Handled SAMA issues, circulars& proposals communications
• System Deployment & soft launching
• Branch’s communication.
• Handled the issuance of Procedures (En. & Ar.)
• Translate exist Procedures.
• Automate manual processes.
• Coordinating with Retail Regional area with Management decisions.

• Handled & controlling day to day activities.
• Analyzed processes
• Insured quality performance
• Increased Productivity
• Insured quality of processing.
• Handled day to day activities.
• Analyzed processes and show stopper.
• Processed Mapped all Operation departments

• Helping in establish the Department.
• Handled day to day corporate transactions
• Solved corporate customer’s financial issues.
• Coordinate with concerns areas related to Credit Line and other facilities.
• Automate manual processes

• Handled day to day Corporate, Commercial & Government Co. transactions.
• Solved corporate customer’s financial issues.
• Coordinate renewal of corporate customers’ facilities/CAs (Credit Agreement).
• Coordinate issuing LG ( letter of guarantee) & LC (letter of credit)
• Booking of new loans & time deposits.
• Renewal of loans & time deposits.
• Insuring the compliance with SAMA rules and regulations related to Opening corporate A/Cs
• Corporate Credit Line coordination.
• Foreign currency deals with treasury for loans, time deposits & TTs.
• Custody of corporate Return Cheques.
• Handled quality check & control for corporate files.