AML Analyst
REEMS EXCHANGE
Total des années d'expérience :16 years, 3 Mois
AML ANALYST (From February 2017 till February 2021)
Duties and Responsibilities:
• Liaising between Compliance Officer and branch on all matters relevant to AML.
• Ensuring compliance of Anti-Money Laundering Regulations of Central Bank of the UAE (24/2000) and relevant internal procedures issued from time to time by Compliance Officer.
• Having full authority to act on questionable transactions purely from due diligence perspective and make necessary recommendations for corrective measures to minimize audit remarks
• Creating due diligence awareness among the branch staff and ensuring that all staff is well aware of Anti-Money Laundering Regulations of Central Bank of the UAE (24/2000) by attending the on-going relevant trainings conducted by Compliance Officer.
• Ensuring daily transactions of the branch are complying with the advised AML and due diligence procedures - by checking through screen reports and actual transactions
• Regularly reviewing the system generated due diligence reports for appropriate advice to concerned managers for corrective actions and to raise STR where appropriate.
• Ensuring branch has exercised ‘Enhanced Due Diligence’ on transactions/customers where available details and/or support documents are not convincing by obtaining more details/copies of support documents and the same are put on records
• Doing analysis of large volume customers to ensure branch KYC and transactional due diligence are complying to advised AML procedures; putting analysis brief on relevant customer profiles. Where analysis not convincing, should make a risk based analysis report to Compliance Officer for due advice/escalation; keeping copy thereof on the records.
• Attending to branch STR and forwarding the same to Compliance Officer & Due diligence with covering note after making required investigation on the suspicion; also creating STR on branch operations/customers where suspicion prevails during the supervision/analysis
• Attending to due diligence issues/queries raised by Compliance Officer & Due diligence, correspondent banks, auditors and regulatory authorities on branch operations.
• Monthly/Weekly/periodical/specific reports on due diligence/KYC to Compliance Officer & Due diligence
• Any other task deemed fit by the management.
Assist customers regarding inquiries on basic products and services of the exchange. Process all transactions thru SYMEX, Transfast, Instant Cash, IME, Prabhu Money Transfer, IREMIT, BDO Remit, Cash Express -sending of money in different corridors remittances made by customers. Receive and collect cash/single window and tallies up the total and summarizes the balance at the end of the shift. Handles customer complaints and inquiries (walk in and incoming calls) and provides a range of proper solution to achieve customer satisfaction. Call backing of transactions-check and verifies the correctness of its figures. Maintains good relationship between the customers and introduces new products that the tie-ups may offer. Filing of various files. Prepares and process account opening for Philippine Customers.
JOBS DESCRIPTION:
BRANCH ACCOUNTANT (from January 2012 up to present)
Duties and Responsibilities: • Responsible for the over-all accounting work mainly the recording, checking of computations and verification of loan transactions, and overseeing the preparation of daily accounting and cash reports and disbursement functions.
• Act as Branch Compliance Coordinator - to ensure compliance and implementation the over-all requirements of the BSP, AMLC and the Bank involving all and every business transactions entered into it.
• Reviews, investigates, and correct errors and inconsistencies in financial entries, documents and reports.
• Reviews tickets prepared by Accounting Staff on its day to day transactions.
• Checks monthly & quarterly reports prepared by Bookkeepers of loans and general accounting.
• Monitor preparation of Reconciliation Statement on Banks and Head Office Accounts.
• Review loan requirements before any release and computations on loan payments.
• Verify/Check the total cash in vault and cash in the ATM with the cashier's daily record.
• Responsible for the physical upkeep of the ATMs and the booth.
• Primary holder of the ATM and Cash vault combination (right)
• Prepares letter of memorandum for the control of internal operations.
• Prepares Attendance and Overtime Report of each employee for Payroll.
• Interact with internal and external auditors in completing audits.
GENERAL LEDGER BOOKKEEPER (from November 2007 to December 2011)
Duties and Responsibilities: • Prepare journal entries debits or credits accounts in ledgers and post entries.
• Balances and checks the accounts of the subsidiary ledger for the unposted transactions.
• Kept entries of Accounts Payable and Accounts Receivables.
• Prepares monthly & quarterly reports of the financial statements.
• Prepares Reconciliation Statement of Banks and Balances on Due from Head Office Accounts.
• Process payments all payables on or before due dates on utility bills, telephone bills, and others.
• Prepares daily bank deposits and all transactions with the banks.
• Responsible in proper recording and monitoring of all transactions e.g issuances of checks/MC, cash requisitions & withdrawals, advances of personnel & other documentations.
• Responsible for updating and maintaining filing of records in all accounting transactions.
• Processing of Inward Clearing Check.
BRANCH TELLER (from July 2004 to October 2007)
Duties and Responsibilities: • Responsible for daily bank transaction and its operations. ( both deposits, withdrawals and check encashment)
• Received cheques and cash deposits verify amount and check accuracy of deposits, withdrawals and encashment.
• Responsible for assisting customers with their banking needs to provide quality and efficient services.
• Tallies up the total and summarize the balance figures at the end of the day.
• Prepares teller and blotters report at the end of the day transactions.
COLLEGE: Bachelor of Science in COMMERCE Major in Management Holy Name University - Tagbilaran Tagbi