Jithu جوزيف

Managing mortgage loan process for Ireland clients and reviewing customers data.

US MORTGAGE DOCUMENTATION
• Verified compliance with investor guidelines (Fannie Mae, Freddie Mac, FHA, VA) and
internal quality control standards.
• Conducted data entry and validation of borrower information into loan origination
systems (LOS) with high attention to detail.
• Identified and flagged discrepancies or missing documents, ensuring timely resolution
in coordination with underwriters and processors.
• Maintained up-to-date records and logs for document tracking and audit purposes.
• Ensured adherence to US mortgage regulatory standards including RESPA, TILA, and
TRID.
• Collaborated with cross-functional teams to support smooth loan processing and
closing workflows.
• Handled confidential borrower information with strict adherence to data privacy and
security policies.
• Processed and reviewed residential mortgage loan files to ensure all documentation
met investor and regulatory requirements.
• Cross-checked data entries for accuracy, including borrower income, employment
history, assets, and liabilities.
• Ensured

• Managed daily billing operations including invoice generation, verification, and
dispatch to clients.
• Maintained accurate financial records, ledgers, and journal entries using accounting
software (e.g., Tally, Excel).
• Reconciled accounts payable and receivable balances monthly, ensuring timely
collections and payments.
• Monitored outstanding invoices and followed up with clients to reduce receivables
aging.
• Assisted in preparing monthly financial reports including profit & loss statements,
balance sheets, and cash flow summaries.
• Handled GST calculations, returns filing, and ensured compliance with tax regulations.
• Supported external audits by organizing financial data and providing necessary
documentation.

• Promoted and sold industrial sealing machines to clients across manufacturing,
packaging, and logistics sectors.
• Identified potential customers through market research, cold calling, and networking
to expand client base.
• Delivered product demonstrations and technical presentations to decision-makers
and end-users.
• Negotiated pricing, terms, and contracts, ensuring profitable sales closures and long-
term client relationships.
• Maintained CRM database to track leads, follow-ups, sales pipeline, and post-sales
service status.
• Collaborated with technical and service teams to provide pre- and post-sales
support, addressing customer queries and complaints.
• Achieved monthly and quarterly sales targets, contributing to overall business
growth.

• Collected field data through structured interviews, surveys, and questionnaires as
per project guidelines.
• Entered, cleaned, and validated survey responses using digital data entry tools and
spreadsheets.
• Ensured accuracy and completeness of data collected from respondents across
assigned regions or demographics.
• Maintained daily records of completed surveys and submitted reports to supervisors
within deadlines.
• Collaborated with field coordinators and project teams to resolve discrepancies or
missing data issues.
• Followed ethical and confidentiality standards during all field interactions and data
handling.