Assistant Manager Credit & Marketing
ORIX Leasing Egypt SAe
Total des années d'expérience :16 years, 10 Mois
• Leading a team of Relationship Managers, Senior Officers and Officers with high credit and marketing skills.
• Responsible for portfolio management of corporate clients.
• Preparing credit appraisal documents and arranging meetings for internal approvals.
• Grading the prospective clients based on the bank’s grading.
• Negotiating credit terms with clients focusing on tenure, rate and security arrangements.
• Preparing credit profile and lease request through effective report writing for recommendation to the Credit Manager, Marketing Manager and Managing Director.
• Ensuring completion of credit formalities including documentation and arrangement of payments.
• Marketing financial services and keeping relationships with potential corporate clients.
• Analyze credit data and financial statements to find out the degree of risk involved in extending credit to businesses including small and medium enterprises (SME) and prepare reports.
• Complete lease applications, including credit analysis and present to committee for approval.
• Make timely and quality credit decisions to ensure processing of applications within set time.
• Consult with customers to resolve complaints and verify financial and credit transactions.
• Keep vigilance on existing credit business and search new possible business opportunities.
Responsible for portfolio management of corporate clients.
• Preparing credit appraisal documents and arranging meetings for internal approvals.
• Grading the prospective clients based on the bank’s grading.
• Negotiating credit terms with clients focusing on tenure, rate and security arrangements.
• Preparing credit profile and lease request through effective report writing for recommendation to the Credit Manager, Marketing Manager and Managing Director.
• Ensuring completion of credit formalities including documentation and arrangement of payments.
• Marketing financial services and keeping relationships with potential corporate clients.
• Analyze credit data and financial statements to find out the degree of risk involved in extending credit to businesses including small and medium enterprises (SME) and prepare reports.
• Complete lease applications, including credit analysis and present to committee for approval.
• Make timely and quality credit decisions to ensure processing of applications within set time.
• Consult with customers to resolve complaints and verify financial and credit transactions.
• Keep vigilance on existing credit business and search new possible business opportunities.
ORIX Leasing Egypt SAE October 2009 - officer credit & Marketing
• Responsible for portfolio management of corporate clients.
• Preparing credit appraisal documents and arranging meetings for internal approvals.
• Grading the prospective clients based on the bank's grading.
• Negotiating credit terms with clients focusing on tenure, rate and security arrangements.
• Preparing credit profile and lease request through effective report writing for recommendation to the Credit Manager, Marketing Manager and Managing Director.
• Ensuring completion of credit formalities including documentation and arrangement of payments.
• Marketing financial services and keeping relationships with potential corporate clients.
• Analyze credit data and financial statements to find out the degree of risk involved in extending credit to businesses including small and medium enterprises (SME) and prepare reports.
• Complete lease applications, including credit analysis and present to committee for approval.
• Make timely and quality credit decisions to ensure processing of applications within set time.
• Consult with customers to resolve complaints and verify financial and credit transactions.
• Keep vigilance on existing credit business and search new possible business opportunities.
Barclays bank Aug 2007 - Sep 2009
Officer
Dec 2012 - Jun 2013 Credit Course Egyptian Banking Institute
Bachelor of Commerce September 2003 - June 2007 Helwan University Credit Course