كريم عفيفي

• Directed end-to-end financial lifecycle management and final accounting closure for an
82M QAR construction project; successfully reconciled multi-tier subcontractor accounts, audited
project cost allocations, and finalized the budget to ensure accurate margin realization.
• Lead and mentor an accounting team, overseeing annual financial reporting, statutory
compliance, and daily departmental operations.
• Partner with cross-functional departments to consolidate project budgets, ensuring strict
alignment with the companys macro-financial objectives.
• Conduct targeted market studies and feasibility reports to evaluate and advise leadership on
new investment opportunities.
• Spearheaded the optimization of internal controls and accounting methodologies,
strengthening financial integrity and operational efficiency across the board.
• Managed capital allocation and liquidity, forecasting upcoming expenditures and negotiating
directly with commercial banks to secure project financing.
• Oversaw monthly and annual closing processes, delivering audited quarterly financial
statements and performance variance analyses to senior executives.
• Recruited, trained, and delegated responsibilities to a high-performing accounting team.

• Controlled financial accounting for a local and international property portfolio,
establishing robust data tracking systems to secure cross-border asset management.
• Engineered annual company-wide budgets alongside individualized property budgets,
monitoring monthly Profit & Loss ($P/L$) reports to track asset performance.
• Designed cost-behavior strategies that optimized operational expenses down to minimum
acceptable thresholds without sacrificing asset value.
• Managed HR-adjacent financial calculations, including annual leave allocations,
performance-wage reviews, and end-of-service benefits.

• Led multijurisdictional group consolidations and statutory reporting, delivering clear visibility
into complex corporate structures.
• Drove the annual investment valuation process and established robust compliance calendars
to meet all regional regulatory timelines.
• Aligned operational finance with strategic corporate plans by scheduling expenditures,
forecasting capital requirements, and initiating corrective actions on budget variances.

• Prepared accurate, timely financial statements and conducted monthly/quarterly ledger
reconciliations.
• Reviewed subsidiary and sister company transactions, verified junior accountants petty
cash, and managed AP/AR processes.
• Developed cost control procedures and provided detailed commentary on significant
variances with recommended corrective actions.

• Processed daily expenses, petty cash requests, and checks for ongoing subcontractors and
suppliers based on progress schedules.
• Documented and substantiated financial transactions by auditing verification paperwork and
entering account details.
• Supported the broader finance department with direct responsibilities in payroll, inventory
records, accounts payable, and accounts receivable.