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Karim Mustafa Elmansy Elqasaby Mohamed, Operations Manager

Karim Mustafa Elmansy Elqasaby Mohamed

Operations Manager·Tathmeer Crowdfunding

United Arab Emirates

Doctorate, Accounting

Work experience

Total years of experience: 13 years, 9 months

Operations Manager

January 2024 - Present

Tathmeer Crowdfunding

Dubai, United Arab Emirates

January 2024 - Present

• Oversee the daily operations of the crowdfunding platform.
• Manage the process of onboarding new agricultural projects.
• Provide excellent customer service to investors, addressing their inquiries, managing their
accounts and facilitating communication with project owners.
• Maintain accurate records and ensure compliance with relevant regulations related to
crowdfunding, AML, KYC and data protection.
• Identify opportunities to improve operational efficiency and streamline processes.
• Lead and motivate a team of operations specialists.
• Collaborate effectively with internal and external stakeholders.

Company industry:
Financial Services

Branch Operations Manager

February 2021 - Present

Lulu International Exchange

Abu Dhabi, United Arab Emirates

February 2021 - Present

- Ensure that branch targets are cascaded daily to the staffs and discuss how to achieve them.
- Verify opening and closing cash balances are in order.
- Prepare daily reports on branch activities.
- Ensure that all documentation are in line with internal & external compliance regulations.
- Prepare and deploy staff rotation plans as business needed.
- Increase customer base through appropriate marketing initiatives.
- Ensure speedy resolution of all customer complaints in an appropriate manner.
- Review the customers’ feedback and identify ways of improving their satisfaction.
- Monitor transaction numbers to ensure that target achievement is on track.

Company industry:
Financial Services
Job role:
Banking

Branch In-charge

January 2021 - December 2023

LuLu International Exchange

Abu Dhabi, United Arab Emirates

January 2021 - December 2023

• Oversee all daily activities, cash balancing, reports (LC/FC), and facility maintenance.
• Ensure strict adherence to Central Bank regulations, AML/KYC policies, and internal controls.
• Recruit, train, motivate, and evaluate branch staff.
• Resolve complaints, build customer & corporate relationships, and implement strategies.
• Prepare daily, monthly, and activity reports for head office.
• Develop and implement operational plans for business, marketing, and customer service.
• Oversee daily transactions (remittances, currency exchange) and manage cash flow.
• Deliver high-quality service, resolve issues, and promote products/services.
• Enforce AML (Anti-Money Laundering) & KYC (Know Your Customer) policies.
• Support, train, and motivate counter staff, fostering teamwork.
• Identify cross-selling opportunities, solicit referrals, and monitor competitor activities.
• Prepare reports on market analysis and branch performance for superiors.

Company industry:
Financial Services

Branch Supervisor

April 2015 - February 2020

Mawarid Exchange

Dubai, United Arab Emirates

April 2015 - February 2020

Job Responsibilities:
• Responsible for the overall branch business and operational activities.
• Ensure the highest standard of customer service is given at all times and handle customer complaints.
• Responsible for the money and/or any other valuables entrusted to them by the company and will be liable for any shortages that may occur.
• Ensure branch achieves satisfactory AML Compliance and Internal Audit Rating.
• Balance the cash at the end of the day and prepare the necessary reports.
• Train and supervise staffs.
• Ensure branch staffs are well trained to provide quality customer service through sound product and procedural know-how.
• Prepare schedules and set deadlines to ensure timely completion of work.
• Lead the branch to achieve business goals/targets.

Company industry:
Banking
Job role:
Accounting and Auditing

Branch Supervisor

April 2015 - January 2020

Mawarid Exchange

Abu Dhabi, United Arab Emirates

April 2015 - January 2020

• Responsible for the overall branchs business and operational activities.
• Address and handle complaints and grievances of new and existing customers.
• Ensure branch achieves satisfactory AML Compliance and Internal Audit Rating.
• Maintain KYC & EDD without fail.
• Balance the cash at the end of the day and prepare the necessary reports.
• Ensure branch staff are well trained to provide quality customer service through sound product.

Company industry:
Banking

Senior Customer Service Officer (Clients Accounts Manager)

May 2014 - April 2015

Mawarid Securities

Dubai, United Arab Emirates

May 2014 - April 2015

Job Responsibilities:
• Deal directly with customers either by telephone, electronically or face to face.
• Receive and placing Buy and Sell orders for clients.
• Work on introducing and opening accounts for new clients.
• Organize workflow to meet customer timeframes.
• Direct requests and unresolved issues to the designated resource.
• Manage client’s accounts and update them with their final positions.
• Keep records of customer interactions and transactions.
• Record details of inquiries, comments, complaints and actions taken.
Other Responsibilities:
• Act as backup to other department positions, assist department by helping in reconciliation and posting of general cash receipts when the supervisor is unavailable.
• Manage tasks related to risk management during the absence of the manager.

Company industry:
Financial Services
Job role:
Finance and Investment

Customer Service Officer (Account Manager)

April 2014 - January 2015

Mawarid Securities

Dubai, United Arab Emirates

April 2014 - January 2015

• Work on introducing and opening accounts for new clients.
• Organize workflow to meet customer timeframes.
• Direct requests and unresolved issues to the designated resource.
• Manage clients accounts and update them with their final positions.
• Record details of inquiries, comments, complaints and actions taken.
• Provide cross-departmental support by assisting with risk management-related tasks,
reconciliations and posting general cash receipts upon requirement

Company industry:
Financial Services

Branch Manager Assistant

November 2011 - April 2014

Alansari Exchange

Dubai, United Arab Emirates

November 2011 - April 2014

Job Responsibilities:
• Maintain a highly motivated, well-trained staff along with.
• Maintain effective employee relations.
• Manage all (TT / DD / Western Union) transactions & how to follow up or else.
• Handle cash in Dirham currency.
• Buy & sell currencies from walk in customers on a regular basis & from other exchange houses or financial institutions whenever the situation demands.
• Handle customers complaints and find suitable solutions and follow up such complaints with customer care cell.
• Respect AML (Anti Money Laundering) rules, policy & procedures according to the Central Bank of U.A.E.
• Finished a training course of AML rules in AL Ansari Exchange.
• Monitor rate on the website or available online tool and forecast currency rate to avoid possible losses and ensure maximum profit.

Company industry:
Banking
Job role:
Accounting and Auditing

FCY Cashier

November 2011 - January 2014

AL Ansari Exchange

Dubai, United Arab Emirates

November 2011 - January 2014

• Buy and sell various foreign currencies and handle bulk/retail currency.
• Process local and international money transfers (Telex, instant, Western Union).
• Attend inquiries, resolve complaints, provide information on rates and promotions.
• Follow Anti-Money Laundering (AML) rules and collect supporting documents.
• Process credit card encashments, utility bill payments and corporate cash collections.
• Act as a shift in-charge upon requirement.

Company industry:
Financial Services

Education

Lahaye University

January 2016

January 2016

Doctorate, Accounting

Netherlands

Lahaye University

November 2012

November 2012

Master's degree, Accounting

Netherlands

Mansoura University

October 2009

October 2009

Bachelor's degree, Accounting

Egypt

Skills

Compliance
Expert
Compliance
Expert
Team Management
Expert
Team Management
Expert
Customer Service
Expert
Customer Service
Expert
AML
Expert
AML
Expert
Accounting
Expert
Accounting
Expert
Customer Services
Expert
Customer Services
Expert
teamwork
Expert
teamwork
Expert
team management
Expert
team management
Expert
accounting
Expert
accounting
Expert
operation
Expert
operation
Expert
mobile
Expert
mobile
Expert
mail
Expert
mail
Expert
outlook
Expert
outlook
Expert
problem solving
Expert
problem solving
Expert
marketing
Expert
marketing
Expert
Aware of AML rules & polices regarding to central bank of UAE
Expert
Aware of AML rules & polices regarding to central bank of UAE
Expert
Following up customer complaint & trying to solve it
Expert
Following up customer complaint & trying to solve it
Expert
Compliance
Expert
Compliance
Expert
Team Management
Expert
Team Management
Expert
Customer Service
Expert
Customer Service
Expert
AML
Expert
AML
Expert
Accounting
Expert
Accounting
Expert
BUSINESS PROCESS IMPROVEMENT
Intermediate
BUSINESS PROCESS IMPROVEMENT
Intermediate
COMMUNICATIONS
Intermediate
COMMUNICATIONS
Intermediate
CROWDSOURCING
Intermediate
CROWDSOURCING
Intermediate
CUSTOMER SERVICE
Intermediate
CUSTOMER SERVICE
Intermediate
FARMING
Intermediate
FARMING
Intermediate
FINANCIAL SERVICES
Intermediate
FINANCIAL SERVICES
Intermediate
OPERATIONS
Intermediate
OPERATIONS
Intermediate
OPERATIONS MANAGEMENT
Intermediate
OPERATIONS MANAGEMENT
Intermediate
STAKEHOLDER MANAGEMENT
Intermediate
STAKEHOLDER MANAGEMENT
Intermediate
TEAM LEADERSHIP
Intermediate
TEAM LEADERSHIP
Intermediate

Languages

English

Expert

Arabic

Native Speaker

Training and Certifications

Certifications
General English Language Courses
International Computer Driving License (ICDL)
Training in the Basics of Capital Market
Training in AML rules
Basics & Advanced Training on AML &CFT
UAE Financial Rules and Regulations
Global Securities Operations
Chartered Financial Analyst (CFA) Part 1–
AML certificate from Alansari Exchange
Alansari Exchange
Dec 2011 - Dec 2011