Karishma Thaker, SELF EMPLOYED

Karishma Thaker

SELF EMPLOYED

Freelance

Lieu
Inde - Noida
Éducation
Master, MBA
Expérience
9 years, 5 Mois

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Expériences professionnelles

Total des années d'expérience :9 years, 5 Mois

SELF EMPLOYED à Freelance
  • Inde - Greater Noida
  • Je travaille ici depuis février 2023

Freelance accounting work like book Keeping, managing payroll, submitting tax returns, providing input and financial advice for business plans.

PROPERTY UNDERWRITER à WIPRO LTD – BLACKSTONE SHARED SERVICES
  • Inde - Greater Noida
  • janvier 2022 à janvier 2023

• Perform evaluation of property detail reports and assess the risk level based on financial data, credit history and other relevant information.
• Study the market survey report submitted by Property inspectors (commercial/residential) to have the complete understanding of the upcoming project in terms of location, age of the property and hidden costs, legal documents, details of tenants/lease holders, if any.
• Analyze and review policy terms, loan terms, or contract terms to ensure compliance with underwriting guidelines and regulations.
• Collaborate with brokers, agents, property managers or clients to gather additional information, clarify details, and providing underwriting recommendations.
• Making underwriting decisions within established authority limits and escalate complex cases to senior underwriters or management.
• Maintain accurate and up-to-date underwriting records, documentation, and detailed reports of risk assessment findings that contribute to the final decision.

UNDERWRITING – REINSURANCE à International General insurance
  • Jordanie - Amman
  • juillet 2019 à septembre 2020

• Risk assessment of each re-insurance proposal.
• Evaluation of risk and determining coverage level.
• Analyze information stated on Insurance applications and taking informed decision based on organizations underwriting guidelines.
• Update declined quotes of re-insurance policies on the Iris software to have end-to-end records of total applications received in a particular period.

ASSITANT UNDERWRITER à Accenture India
  • Inde - Greater Noida
  • octobre 2009 à mai 2011

• Provide support and assistance to Senior Underwriters in process of renewals and new business quotes.
• Document amendments to any new business procedures.
• Inputting data to system.
• To liaise with brokers and external stakeholders to ensure high levels of service.

SENIOR ANALYST à MERCER INDIA
  • Inde - Greater Noida
  • mai 2007 à septembre 2009

• Maintaining Books of account, posting journal entries of the contributions of the clients.
• Conducting Balance Sheet Reconciliation of the Financial Statements for the different superannuation funds.
• MIS Reporting for the process.
• Conduction deductions at the end of the month based on standard tax guidelines of the company.
• Training new team members on the new processes.
• Documenting and agreeing SLA/KPIs with client for the new sub processes.

CLAIMS OFFICER à Aviva
  • Inde - Greater Noida
  • septembre 2005 à mai 2007

• Reviewing insurance policies to establish and confirm coverage for claims.
• Providing optimum services to policy holders, negotiated fair settlement, and identified fraudulent reported claims.
• Handling end to end Third Party Motor claims from first notice of loss till final settlement.
• Analyzing the loss using various tools of investigation, to ascertain liability, extent and cause of damage post intimation of claims.
• Interacting with the Police, Solicitors and third-party agents to corroborate the authenticity of claims raised.

Éducation

Master, MBA
  • à Symbiosis International University
  • mai 2008
Baccalauréat, BACHELOR OF COMMERCE (HONS.)-
  • à Aligarh Muslim University
  • mai 2004

Specialties & Skills

Adaptability
Critical Thinking
Time Management
Communications
Business Acumen
Analytical and detail Oriented,
FINANCIAL DATA
BALANCE SHEET
INSURANCE POLICIES
ACCOUNTING
GENERAL INSURANCE
INVESTIGATION
MANAGEMENT
RECONCILIATION
SETTLEMENT
UNDERWRITING
Analytical and detail Oriented, Strong communication skills, Good at People and Client Management
Strong communication skills
People Management
Team Player
Client Management

Langues

Anglais
Expert

Formation et Diplômes

Third Party Customer Ownership Training, Third Party Process Training, Fundamentals of UK General In (Certificat)
Date de la formation:
May 2005

Loisirs

  • Swimming, Nature walk, Star gazing
    • Process manager award received from Mercer Consulting • Top performer and service excellence award received from Mercer consulting, India • Certificate in fundamentals of UK General Insurance received from EXL Service, India • Certificate in recognition of exceptional performance received from EXL Service, India