Executive
INDUSIND BANK
Total years of experience :9 years, 2 Months
• Preparation of Sanction Letters upon receipt of Sanction Note incorporating all the terms and conditions for pre disbursement and post disbursement of the facilities.
• Highlighting the discrepancies/ ambiguity in the terms of sanction to Credit team.
• On various occasions directly interacted with Business and Credit for obtaining clarifications on the terms of sanction.
• Preparation of documents as per the Bank’s Legal Guidelines.
• Ensures perfection of the security and facility documents wherever necessary by verification of signature by reference to account mandates and authority of signatories and by registration where applicable as in the case of mortgage of property and pledge of shares.
• Ensure registration of the property mortgaged with CERSAI.
• Scrutiny of executed security documents and to ensure facilities are disbursed after compliance of all pre disbursement conditions including creation of security and all approvals from appropriate authority are in place.
• Liaising with Legal, Business and Credit for Non Standard Documentation.
• Lodgment of all the loan documents in the system.
• Entry of Deferrals in Deferrals Tracker as per for approvals for necessary monitoring for compliance.
• Maintaining Stock Statement data and calculate DP wherever required to set the limit.
• Initiating ROC searches, Valuations, TSR as advised in Term Sheet and follow up for obtaining the reports and scrutiny of the report and property papers.
• Handling all CBG, BBG & Agri Clients portfolio (Including Renewal and enhancement cases)
• Preparation of Sanction Letters upon receipt of Sanction Note incorporating all the terms and conditions for pre disbursement and post disbursement of the facilities.
• Highlighting the discrepancies/ ambiguity in the terms of sanction to Credit team.
• On various occasions directly interacted with Business and Credit for obtaining clarifications on the terms of sanction.
• Preparation of documents as per the Bank’s Legal Guidelines.
• Ensures perfection of the security and facility documents wherever necessary by verification of signature by reference to account mandates and authority of signatories and by registration where applicable as in the case of mortgage of property and pledge of shares.
• Ensure registration of the property mortgaged with CERSAI.
• Scrutiny of executed security documents and to ensure facilities are disbursed after compliance of all pre disbursement conditions including creation of security and all approvals from appropriate authority are in place.
• Liaising with Legal, Business and Credit for Non Standard Documentation.
• Lodgment of all the loan documents in the system.
• Entry of Deferrals in Deferrals Tracker as per for approvals for necessary monitoring for compliance.
• Maintaining Stock Statement data and calculate DP wherever required to set the limit.
• Initiating ROC searches, Valuations, TSR as advised in Term Sheet and follow up for obtaining the reports and scrutiny of the report and property papers.
• Handling all CBG, BBG & Agri Clients portfolio (Including Renewal and enhancement cases)
knowledge of tally and ms office