Relationship Manager - Retail & SME Credit
Nations Trust Bank PLC
Total years of experience :17 years, 0 Months
- Identifying and targeting prospective clients in the Market.
- Evaluation of all types of Credit facilities relevant to the Retail, Small and Medium Entrepreneurs and Corporate sector.
- Assessing client’s requirements, markets and structuring credit facilities for approval.
- Preparation of Credit proposals for the new & existing clients along with comprehensive evaluation on financial statements based on ratio analysis and risk analysis considering the Micro and Macro Economic factors of the Market/Industries.
- Completion and lodgement of the security documentation pertaining to the facilities.
- Acting as an intermediary between the clients and the bank to ensure specified service standards.
- Coordinating with credit operational units such
as Trade Finance, Treasury, and Credit supporting.
- Monitoring and follow up of credit facilities granted to ensure the quality of the asset portfolio in a timely manner and take remedial actions (Restructures,
Reschedule & Re-alignment) in advance to safe guard the bank interest.
- Monitoring the compliance of Pre/Post disbursement conditions of the credit facilities.
- Strictest compliance to the Credit policies and guidelines of the Bank to safe guard the bank interest.
- Submission periodic MIS reports for the Management.
- Credit administration and NPA Management.
- Ensuring excellence in Customer Service.
- Ensuring strong relationship management with Internal and external clients.
Successfully completed the Diploma.