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Kevin Joy, FINANCIAL ACCOUNTANT

Kevin Joy

FINANCIAL ACCOUNTANT·COUNTDOWN FACILITATORS,

United Arab Emirates

Master's degree, MBA Finance

Work experience

Total years of experience: 13 years, 6 months

FINANCIAL ACCOUNTANT

April 2025 - September 2025

COUNTDOWN FACILITATORS,

Delhi, India

April 2025 - September 2025

• Supported financial closure and liquidation processes, ensuring compliance with
accounting and statutory requirements.
• Finalised books of accounts, reconciled ledgers, and prepared Statement of Affairs
outlining assets, liabilities, and creditor balances.
• Managed accounts payable and receivable, including invoicing, collections, and aging
analysis.
• Assisted in budgeting, forecasting, and variance analysis to support financial decision
making.
• Coordinated with auditors, liquidators, and regulatory authorities for asset valuation, tax
settlements, and timely submissions.
• Prepared cash flow and asset realisation reports, providing insights for fund allocation and
liquidation progress.
• Maintained comprehensive digital documentation for legal and audit review, ensuring
transparent closure of company records.
• Communicated financial updates and reports through MS Excel, Google Sheets with the
reporting head.

Company industry:
Accounting

PAYROLL ACCOUNTANT

December 2022 - January 2025

KUWAIT RESOURCES HOUSE (KRH)

Al Kuwait, Kuwait

December 2022 - January 2025

• Processed multi-project payroll in compliance with Kuwait Labor Laws and company
policies.
• Managed new hires, terminations, salary adjustments, and accruals, ensuring accurate
payroll data.

Company industry:
Human Resources Outsourcing

ACCOUNTANT

November 2016 - November 2022

MOHAMMED AMEEN ABDUL KHADER BEHBEHANI GENERAL TRADING & CONTRACTING CO. (MABCO)

Al Kuwait, Kuwait

November 2016 - November 2022

• Managed full-cycle accounting including AP, AR, GL entries, and bank reconciliations.
• Prepared monthly, quarterly, and annual financial statements in compliance with IFRS.
• Processed vendor invoices, payments, and reconciliations, ensuring timely settlements and accuracy.
• Monitored project costs, allocations, and budgets, supporting contracting operations.
• Handled petty cash, payroll support, and expense management functions.
• Coordinated with internal and external auditors, ensuring compliance and timely reporting.
• Utilized SAP ERP and MS Excel (Pivot Tables, VLOOKUP, Macros) for financial analysis and reporting.
• Assisted management in cash flow forecasting and fund management, improving liquidity planning.

Company industry:
Trading & Commodity Trading

AR/AP ACCOUNTANT

September 2015 - August 2016

LKD & ASSOCIATES,

Delhi, India

September 2015 - August 2016

• Managed Accounts Receivable and Payable processes, ensuring accuracy, compliance,
and timely financial transactions.
• Prepared and recorded customer and supplier invoices, performed 3-way matching (PO,
GRN, Invoice), and processed payments.
• Conducted account reconciliations for customers, suppliers, and banks to maintain
accurate financial records.
• Maintained aging reports, monitored outstanding balances, and followed up on overdue
receivables.
• Assisted in month-end and year-end closings, including accrual entries and financial
reporting.
• Supported internal and external audits with proper documentation and compliance with
accounting standards.

Company industry:
Accounting

EXCHANGE BRANCH HEAD

August 2014 - July 2015

AL MULLA INTERNATIONAL EXCHANGE CO,

Al Kuwait, Kuwait

August 2014 - July 2015

• Supervised daily branch operations including remittances, foreign exchange, and cash
management.
• Ensured compliance with Central Bank of Kuwait regulations, AML, and KYC guidelines.
• Managed a team of tellers and customer service staff, providing training and performance
monitoring.
• Oversaw cash handling, vault balancing, and end-of-day reconciliations to prevent
discrepancies.
• Handled high-value transactions and ensured accurate posting in the exchange system.
• Delivered excellent customer service by resolving queries and ensuring timely processing.
• Prepared daily, weekly, and monthly branch reports for management.
• Coordinated with the Head Office for operational, compliance, and audit requirements.
• Promoted exchange services to walk-in clients, improving transaction volumes.
• Implemented internal controls and risk management procedures to safeguard assets.

Company industry:
Financial Services

JUNIOR ACCOUNTANT

October 2011 - June 2014

BINARY SYSTEMS

Kerala, India

October 2011 - June 2014

• Assisted in daily accounting operations including AP, AR, and general ledger postings.
• Prepared and maintained invoices, vouchers, and petty cash records.
• Performed bank reconciliations and monitored daily cash transactions.
• Supported senior accountants in month-end and year-end closing activities.
• Maintained accurate vendor and customer ledgers, resolving payment discrepancies.
• Assisted in preparing financial reports, balance sheets, and income statements.
• Processed payroll inputs and maintained employee expense records.
• Utilised Tally ERP and MS Excel for data entry, reporting, and reconciliations.

Company industry:
IT Services

Education

Visvesvaraya Technological University

July 2011

July 2011

Master's degree, MBA Finance

India

GPA (percentage): 60%

GPA (percentage): 60%

University Of Calicut

May 2009

May 2009

Bachelor's degree, B.Com Finance and Tax

India

GPA (percentage): 58%

GPA (percentage): 58%

Skills

General Accounts

Expert

Attention to Details

Expert

Bookkeeping

Expert

Accounting

Expert

Analysis

Expert

Accounting

Expert

Finance

Intermediate

COMPLEX PROBLEM SOLVING

Intermediate

CONTINGENCY FUND

Intermediate

MICROSOFT OFFICE

PROJECT SCHEDULES

Intermediate

OPERATIONS

Intermediate

Tally ERP

Intermediate

BUSINESS INTELLIGENCE

PAYROLL ADMINISTRATION

Managerial Skills

Expert

Microsoft Excel

Expert

Communication

Expert

Microsoft Office

Expert

Leadership Qualities

Intermediate

Analysis

Expert

Time Management

Expert

Accuracy

Expert

Financial Accounting

Expert

Team work

Expert

Book Keeping

Expert

Payroll

Expert

Data Analysis

Intermediate

SAP Accounting

Expert

Mystro Payroll System

Expert

ACCOUNT RECONCILIATION

Intermediate

ACCOUNTING

Intermediate

ACCOUNTS PAYABLE

Intermediate

ACCOUNTS RECEIVABLE

Intermediate

BUDGET CONTROL LEDGER

Intermediate

COST ALLOCATION

Intermediate

FINANCIAL STATEMENTS

Intermediate

MICROSOFT EXCEL

Intermediate

PAYROLL ADMINISTRATION

Intermediate

REGULATORY COMPLIANCE

Intermediate

ACCOUNT RECONCILIATION

Intermediate

ACCOUNTING

Intermediate

ACCOUNTS PAYABLE

Intermediate

ACCOUNTS RECEIVABLE

Intermediate

BUDGET CONTROL LEDGER

Intermediate

COST ALLOCATION

Intermediate

FINANCIAL STATEMENTS

Intermediate

MICROSOFT EXCEL

Intermediate

PAYROLL ADMINISTRATION

Intermediate

REGULATORY COMPLIANCE

Intermediate

General Accounts

Expert

Attention to Details

Expert

Bookkeeping

Expert

ACCOUNTING

Intermediate

ACCOUNTS PAYABLE

Intermediate

ACCOUNTS RECEIVABLE

Intermediate

BOOKKEEPING

Intermediate

BUDGET CONTROL LEDGER

Intermediate

CORPORATE FINANCIAL REPORTING

Intermediate

COST ALLOCATION

Intermediate

MICROSOFT EXCEL

Intermediate

PAYROLL ADMINISTRATION

Intermediate

REGULATORY COMPLIANCE

Intermediate

VAT

Intermediate

Corporate Tax

Intermediate

Languages

English

Expert

Hindi

Intermediate

Malayalam

Native Speaker

Tamil

Intermediate

Arabic

Intermediate

Training and Certifications

Certifications
VAT : Basic to Advanced Training
UAE Corporate Tax Law Training
VAT : Basic to Advanced Training

Hobbies and interests

Music, Puzzles, Movies, Driving