Branch Manager
Allied Bank
Total years of experience :36 years, 1 Months
• Managing business development of the branch and made it profitable branch in a short span of period by increasing number of accounts and casa deposit base.
• Responsibilities including head of the branch, marketing of multiple products (Asset, liabilities, credit cards/debit visa cards etc), focusing on Ca and casa deposits growth and planning for achievement of all targets.
• Managed Branch Business development, marketing of Assets and Liabilities products and planning for achievement of targets
• Responsibilities included team leader of the branch and ensured Increase in deposits and credit portfolios of the branch.
• Managed Business development, planning and budgeting of liability products, commercial advances, fee/comm. based business and profit of the Branch.
• Responsibilities included head of the branch, marketed other products like banca assurance, visa debit and credit cards, phone banking, pay any one etc and ensured compliance of internal & external policies/regulations of bank and SBP .Motiveted staff with team spirit for achievement of bank objectives and obtained all targets.
• Achieved targets, stood first through out Pakistan in 2010 and got prizes of foreign trips to Malaysia and Thailand.
• Managed operation of Foreign Trade including supervision of Letter of Credits, exports management, trade related finances, export refinance, FC deposits, inward and outward foreign remittances and foreign guarantees. Volume of Imports Rs.11.000 billions, exports Rs.3.500 billions etc.
• Responsibilities included overall supervision of foreign exchange transactions, reporting to treasury financial division Head Office and higher Management. Coordination with internal and external auditors, staff related matters of officers and other subordinates to ensure smooth and error free working in the department.
• Managed operation of general banking. Responsibilities included overall supervision and management of cash / deposit, remittance and clearing departments.
• Delivered occasional lectures on Foreign Trade at Training Wing Human Resource Division of the Bank.
• Managed operations of export financing of corporate accounts through discounting/negotiation of Foreign as well as Inland bills and financing of packing credit (FAPC) of corporate customers. e.g. Dewan Salman Fibers.volume of exports Rs.4.300 (b)
• Responsibilities included over all supervision of the department, handling and scrutiny of export documents, reporting to higher management, head office and SBP. Liason with auditors (internal and external) and SBP inspection teams and grooming and guidance of other staff in the department.
• Responsible for handling operation of Imports of corporate clients. e.g. POL, FFCL, CMA, Mobilink, Texila Cotton Mills and Ellahi Cotton Mills etc.
• Managed operation of Import finances of corporate accounts through financing of PAD, Finance against Imported Merchandise (FIM), Foreign currency Import Finance (FCIF) etc. Handled Import Business of the bank having total volume over Rs.28 Billions annually.
• Responsible for handling operation of International Banking, establishment of letter of credit and preparation of credit proposal of corporate clients.
• Managed issuance of letter of credit and operation of Import financing of corporate accounts through Import Bills and FIM, correspondence with foreign banks and clients, reporting to Head Office and SBP etc.
• Responsible for handling operation of Foreign Trade, supervised establishment of letter of credit of corporate customers (OGDC etc) and foreign remittance etc.
• Managed negotiation of Export Bills under documentary credits and completed handling from negotiation to realization. Managed export finances FAPC, FAFB, export refinance and preparation of credit proposal of export finances of corporate clients, such as KTML, DM Textile etc.
• Responsible for handling and maintaining of Pledge and Hypo stock reports, preparation of weakly fort nightly and monthly financial statements and reporting to higher management. Monitoring of finances, checking and inspection of Pledge goods of corporate clients e.g. Mono Group of Industries, Chaudhry Dairies (Haleeb), Shalimar Group and Zahoor Textile etc. Handled credit volume up to Rs.16 Billion.
• Managed all type of finances of corporate customers such as cash finance. Running finance, Demand finance, Trust receipts finance, LIM, LMM loans, IDA loans & staff finances etc.
• On job training. Worked as a trainee officer in domestic banking.
Institute of Bankers In Pakistan. IBP part I COURSES/ TRAINING 1. Basic training course in Banking at Habib Bank Ltd. Training Institute Lahore from September 1987 to March 1988. 2. Received specialized training in International Banking at Habib Bank Ltd. Wapda House Lahore from April 1988 to July 1988. 3. Course titled “Service Management Programme” Held At Habib Bank Ltd. Management Development Institute Karachi in May 1999. 4. Course Titled “ Incoterms “ Held at Habib Bank Ltd Management Development Institute Islamabad in December 1999. 5. Course Titled “ Effective selling Skills “ held at MDI Islamabad in November 2000