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KHRISTINE DE LIMA, Medical Review Specialist- Utilization Management

KHRISTINE DE LIMA

Medical Review Specialist- Utilization Management·Takecare Asia Insurance

Qatar

Bachelor's degree, Biology

Work experience

Total years of experience: 11 years, 1 months

Medical Review Specialist- Utilization Management

January 2022 - November 2025

Takecare Asia Insurance

Manila, Philippines

January 2022 - November 2025

• Performed concurrent and retrospective utilization reviews to assess medical necessity,
appropriateness of care, and length of stay.
• Applied evidence-based clinical criteria (MCG, NCCN) to support authorization and denial
decisions.
• Reviewed clinical documentation to ensure billing accuracy, medical necessity and compliance
with payer policies.
• Verified member eligibility, benefit coverage, and network provider utilization.
• Maintained complete and audit-ready documentation in internal systems, supporting regulatory
and accreditation requirements.
• Investigated unpaid and disputed claims, ensured completeness of documentation and followed
up resolution.

Company industry:
Insurance & TPA
Job role:
Medical, Healthcare, and Nursing

Medical Referral Associate

September 2017 - November 2019

Netcare Life and Health Insurance

Manila, Philippines

September 2017 - November 2019

• Supported members and providers with insurance inquiries, eligibility verification, and referral
coordination.
• Managed outpatient, inpatient, and off-island referrals, ensuring timely scheduling and provider
coordination.
• Issued Letters of Authorization and explained coverage details to members.
• Conducted hospital rounds to monitor patient progress and update clinical records.
• Prepared concurrent review reports for utilization management review.
• Tracked CPT codes, co-payments, co-insurance, authorized services, and estimated patient
liabilities.
• Investigated unpaid claims, ensured timely submissions, and followed up with providers and
payers.

Company industry:
Other Healthcare Services

Medical Receptionist

March 2012 - January 2017

Dr. Kaldari Surgiart Centre

Doha, Qatar

March 2012 - January 2017

• Managed patient registration, billing, invoicing and insurance documentation in a private
healthcare clinic.
• Coordinated physician schedules, patient appointments, and surgical bookings.
• Liaised with hospitals, consultants, and insurance providers to support patient care.
• Processed claims, reimbursements, and financial documentation with accuracy and
confidentiality.
• Maintained compliance with Qatar healthcare documentation and data confidentiality standard.

Company industry:
Other Healthcare Services
Job role:
Medical, Healthcare, and Nursing

Education

University of Santo Tomas

March 2006

March 2006

Bachelor's degree, Biology

Philippines

Skills

Customer Service
Expert
Customer Service
Expert
Administration
Expert
Administration
Expert
Office Work
Expert
Office Work
Expert
Medical Records
Expert
Medical Records
Expert
Microsoft Office
Expert
Microsoft Office
Expert
AUDIO
Expert
AUDIO
Expert
CPT
Beginner
CPT
Beginner
FINANCIAL STATEMENTS
Intermediate
FINANCIAL STATEMENTS
Intermediate
LOTUS NOTES
Beginner
LOTUS NOTES
Beginner
MEDICAL TERMINOLOGY
Expert
MEDICAL TERMINOLOGY
Expert
BILLING
Intermediate
BILLING
Intermediate
INSURANCE
Expert
INSURANCE
Expert
MICROSOFT ACCESS
Intermediate
MICROSOFT ACCESS
Intermediate
INVENTORY MANAGEMENT
Intermediate
INVENTORY MANAGEMENT
Intermediate
ADMINISTRATION
Expert
ADMINISTRATION
Expert
ADMINISTRATIVE FUNCTIONS
Intermediate
ADMINISTRATIVE FUNCTIONS
Intermediate
CASE MANAGEMENT
Intermediate
CASE MANAGEMENT
Intermediate
CLAIMS PROCESSING
Intermediate
CLAIMS PROCESSING
Intermediate
CONTRACT NEGOTIATION
Intermediate
CONTRACT NEGOTIATION
Intermediate
ELECTRONIC HEALTH RECORD APPLICATIONS
Intermediate
ELECTRONIC HEALTH RECORD APPLICATIONS
Intermediate
ELECTRONIC MEDICAL RECORD
Intermediate
ELECTRONIC MEDICAL RECORD
Intermediate
HEALTHCARE SERVICES
Intermediate
HEALTHCARE SERVICES
Intermediate
MEDICAL RECORDS REVIEW
Intermediate
MEDICAL RECORDS REVIEW
Intermediate
PATIENT COORDINATION
Intermediate
PATIENT COORDINATION
Intermediate
UTILIZATION MANAGEMENT
Intermediate
UTILIZATION MANAGEMENT
Intermediate

Training and Certifications

Certifications
Bridging the Gap-Medical Interpreters Training
Fundamentals of Oncology Case Management