General & Medical Insurance Unit Manager
H.A.S
Total des années d'expérience :17 years, 11 Mois
Managed to negotiate the medical insurance policy for Al Shafi's staff and their dependents worth 30 Million with enhanced benefits, higher annual limits and saved the cost of 4.5 Million with LTA contract.
Managed to obtain further 5% reduction in policy premium by maintaining a good loss ratio with gate keeping through Al Shafi's InHouse Clinics at Al Shafi's Projects and Sales Centers.
Managed to analyze, plan and recommend improvements in the administration of Risk Management related to insurance programs and analyze data for group performance to achieve the company goals for better health care and cost control by evaluating loss ratio reports on quarterly basis.
Managing property, marine, vehicles fleet and life insurance policy renewal.
Issuance of updated policy that comply with insurance policy conditions and limitations to be CCHI (Cooperative Council Of Health Insurance) compliance and identifying the H.R. policy to be compliance with.
Applying the medical insurance strategy and develop required medical services in accordance with the company employees needs.
Managing Medical Insurance policy & renewal with reputed insurance providers, to name a few such as Tawuniya, ALLIANZ, AXA & Bupa, NAS etc for 11000+ Enrollees.
Managing 4 In-house Clinics with 4 full time doctors and nurses available under the supervision of Insurance Unit H.R.
Control the service providers contracts & administrations.
Resolve all complaints pertaining to various Insurance activities and proactively seek to identify the root cause and prevent reoccurrence.
Handle international service provider network planning.
Arranging medical insurance policy for GCC members as per the insurance law of their respective countries.
Study insurance exceptional cases and the extent of medical coverage claim including their impact on the loss ratio.
Build a strong relationship with Providers and Insurance companies as a part of Insurance unit Strategy.
Identify and put classification for injuries, hazardous chemicals exposure and occupational problems.
Prepare and give computerized training for employees in health, first aid, ergonomics, and safety, Insurance and industrial hygiene.
Make detailed ergonomics study to identify and evaluate the risk factors of jobs that cause chronic and acute injuries and illnesses and put solutions.
Give precautions plans and treatments for all worldwide travel diseases.
Put and apply system for emergency planning and performing drills.
Managing team of 3 employees under Insurance Unit.
Reconciliation of Insurance Policy Accounts.
Arranging In-House trainings.
Arranging Blood donation campaign through Reputed Government Research Hospitals.
Arranging First Aid courses for 32 sales centers and projects around the Kingdom and Middle East.
Arranging Medical Insurance awareness seminars at all projects and centers in Kingdom and Middle East sales centers.
Visit the company internal and external centers and projects with reference to insurance awareness and reports of problems and providing the ideal solutions to ensure in maintaining quality of service.
Managing the referral of critical patients (employees) from projects clinics to different medical centers.
Managing medical evacuation of employees to their home country with coordination between different airlines and insurance company.
• Bachelor's in Business Administration (Major Finance) PIMS Karachi. Diploma In Management of General Insurance • Enrolled under CII. (UK) Experience in Health Insurance & Claims Settlement: