Abu Bakar Siddique, Credit Analyst

Abu Bakar Siddique

Credit Analyst

Brac Bank LTD.

Location
Bangladesh
Education
Master's degree, Finance and HRM
Experience
13 years, 7 Months

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Work Experience

Total years of experience :13 years, 7 Months

Credit Analyst at Brac Bank LTD.
  • Bangladesh
  • My current job since December 2010

Duties/Responsibilities:

● Scrutiny, analysis, and evaluations of retail credit proposal by following Bank's lending guidelines
● Contribution to risk mitigation and ensuring growth of quality assets,
● Preparation of MIS related to credit,
● Ensure accuracy of data from branches/sales,
● To coordinate with verification team, RBO, and other departments of Credit Risk Management
● Update information related to market, industries etc.
● Ensure compliance with internal policies, procedures, and external regulatory requirements.
● Communicate with sales, Branches, and PB regarding Approval, Decline, and meet up queries,
● Identification of fake documents,
● Perform physical verification of customer's business when required.

Credit Analyst at Brac Bank LTD
  • December 2010 to April 2014

1. Credit Analyst ( December 20, 2010 - Continuing)
Brac Bank LTD

Department: Retail underwriting, Credit Risk Management

Duties/Responsibilities:
● Scrutiny, analysis, and evaluations of retail credit proposal by following Bank's lending guidelines
● Contribution to risk mitigation and ensuring growth of quality assets,
● Preparation of MIS related to credit,
● Ensure accuracy of data from branches/sales,
● To coordinate with verification team, RBO, and other departments of CRM,
● Update information related to market, industries etc.
● Ensure compliance with internal policies, procedures, and external regulatory requirements.
● Communicate with sales, Branches, and PB regarding Approval, Decline, and meet up queries,
● Identification of fake documents,
● Perform physical verification of customer's business when required.

at Ogilvy and Mather Communications Pvt. Ltd
  • November 2010 to December 2010

2. Internee ( November 01, 2010 - December 19, 2010)
Ogilvy and Mather Communications Pvt. Ltd.

Department: Client Servicing
Duties/Responsibilities:
● Checking the status of each client's job in the creative department and verifying that the jobs will be completed on time
● Contact each client at least once a day to discuss current (and upcoming) projects
● Undertake new jobs assigned by the client
● Review and present concepts/layouts/copy to the client for approval, and prepare or approve bill as well.
● Communicate the client's feedback to the creative department and discuss the next steps in the campaign

Education

Master's degree, Finance and HRM
  • at Southeast University
  • February 2015
Master's degree, Finance
  • at Southeast University
  • April 2014

Exam Title Major Institute Result Pass.Year MBA Finance Southeast University CGPA:3.92 out of 4 2014

Bachelor's degree, Marketing
  • at United International University
  • October 2010
Bachelor's degree, Marketing
  • at United International University
  • January 2010

BBA Marketing United International University CGPA:3.72 out of 4 2010

Bachelor's degree, Business Studies
  • at B.A.F Shaheen College Dhaka
  • January 2005

H.S.C Business Studies B.A.F Shaheen College Dhaka CGPA:3.6 out of 5 2005

High school or equivalent,
  • at B.A.F Shaheen College Dhaka
  • January 2003

S.S.C Science B.A.F Shaheen College Dhaka CGPA:3.94 out of 5 2003 Training Summary: Training Title Topic Institute Year Duration

Specialties & Skills

Languages

English
Beginner

Training and Certifications

Customer Service, Service Quality (Training)
Training Institute:
BRAC Bank LTD
Date Attended:
January 2011
Financial Statement Analysis (Training)
Training Institute:
BRAC Bank LTD.
Date Attended:
January 2012

Hobbies

  • listening music, pet birds