Leen Al Asaad, Credit Analyst

Leen Al Asaad

Credit Analyst

Euler Hermes

Lieu
Émirats Arabes Unis
Éducation
Diplôme supérieur, CFA Level 1 Candidate
Expérience
14 years, 5 Mois

Partager Mon CV

Empêcher usager


Expériences professionnelles

Total des années d'expérience :14 years, 5 Mois

Credit Analyst à Euler Hermes
  • Émirats Arabes Unis - Dubaï
  • Je travaille ici depuis mars 2012

Employed in the Risk department where I enhanced my knowledge of the market.

Portfolio Management:
- Analysis large Corporate companies in GCC countries, Saudi Arabia, Qatar, Oman,
Kuwait, Bahrain, Jordan, Lebanon and Egypt.
- Sector analysis of Petrochemicals, Plastic, Construction, Steel, IT and food.
- Analyzing financial statements, shareholder strategy and management experience in the field.
- Preparing reports on the companies then rating them after Processing the available data.

Relationship management:
- Phone calls with the concern companies.
- Buyer Visits to collect financial and operational information.

Reporting:
- RIC Monthly reporting.
- KPI reporting.

Operation & Follow up Officer à BLOM Bank
  • Syrie - Damas
  • janvier 2010 à mai 2012

Operation & Follow up Officer - BLOM Bank

Employed in the Retail Department at BLOM Bank (Bank of Lebanon and Overseas) where I have successfully achieved the here-under tasks with great efficiency:
Credit Analysis, Car, Personal And Housing Loan: - Preparing file studies credit analysis for loan applications and take credit decision.
- Preparing and checking contracts to be signed by clients.
- Preparing the early settlement calculation for loans to refund interest.
- Update the loans status after loan granting Finalize the loan.
- Coordinate with the attorney office to know the real estate speculation of the house.
- Calculate life and fire insurance (for housing and personal loan) with the coordination with insurance company.

Loan Classification: - Preparing data for classification on quarter basis.
- Preparing provisions reports, accounting entry, reports to the General Manager with names of classified customers.
- Preparing reports to Central Bank for classified customers.

Loans follow up: - Generating reports, revising and analyzing data on daily, weekly and monthly basis to analyze, spot and resolve any deviation that breaks the bank rules, procedures and regulations.
- Extract unpaid bills reports from the system on daily basis.
- Install data for collection agents on daily basis.
- Setting up the collection agents target on daily basis.
- Monitor the collection agents' performance.
- Preparing the collection agents incentive on monthly basis.
- Follow up non- performing loans and preparing statistical reports.
- Follow up seized cars and coordinate with the lawyer office and the insurance company for settlement of the amount required to convert the loan and the closure.

Éducation

Diplôme supérieur, CFA Level 1 Candidate
  • à CFA
  • décembre 2016
Baccalauréat, Banking & Insurance
  • à Damascus University
  • juin 2009

Bachelor degree from the Faculty of Economic, Damascus University, Banking & Insurance Section.

Etudes secondaires ou équivalent, Business English
  • à Franciscan High School
  • janvier 2005

Specialties & Skills

Operation
Credit Insurance
Retail Analysis
Retail Banking
Credit Analysis
CLIENTS
COLLECTION
CONTRACTS
CREDIT ANALYSIS

Langues

Arabe
Expert
Anglais
Expert

Formation et Diplômes

Business English Courses (Formation)
Institut de formation:
British Council
Date de la formation:
May 2011