ليلى دامرجي

The sole Financial Controller/Accountant, who participated in setting up and opening QNB-Lebanon branch, I was responsible for:
A. Shareholder & Financial:
• Monitor limits and exposures with a view to improving the branch’s profits, whilst at the same time ensuring compliance with the consolidated/ overall approved limits.
• Ensure timely and balanced disclosure of all material matters concerning the branch. In doing so, develop mechanisms designed to ensure compliance with all relevant local laws and regulations (e.g., Central Bank regulations) and also international laws and regulations.
• Monitor and quality measurement purposes pertaining to the financial reporting related process.
B. Customer (Internal & External):
• Establish and enhance relationships with regulatory authorities to ensure that all regulatory reporting requirements are complied with.
• Liaising with external auditors on matters pertaining to presentation and disclosure of financial statements, emerging financial reporting trends, impacts of proposed accounting standards etc.
• Build and maintain strong and effective relationship with the all other related departments and units to achieve the branch’s goals/ objectives.
C. Internal (Processes, Products, Regulatory):
• Responsible for the preparation of Country Statutory Returns for Central Bank (BDL regulatory reporting) and Financial Services Authority.
• Responsible for the preparation of Liquidity and Interest Rate Sensitivity for H.O.
• Conduct Interest Rate Swaps Revaluation for H.O.
• Produce reconciliation of all Suspense Accounts of Branch
• Administer STB Systems Software (for Financial Reporting)
• Produce Daily Liquidity Report for Monitoring
• Produce Daily Balance Sheet and Profit & Loss for Head Office
• Prepare reconciliation of all nostro accounts.
• Review nostro accounts for consistency of Balances and consistency of transactions across nostro accounts.
• Review Daily Balance Sheet and P&L for consistency

• Assessment and Analysis of the Financial Instruments Portfolio.
• Prepare monthly/quarterly/yearly Financial Reports and Perform Analysis.
• Prepare yearly budgets by establishing schedules, collecting, analyzing and consolidating financial data.
• Tracking and Controlling Expenses and Over-Head Cost.
• Assuming responsibilities and carrying out special projects as assigned by the financial manager and the chairman of the bank.
• Providing back-up support by reviewing and analyzing data for the Financial Manager.
• Interact with the Board of Directors and the President concerning financial forecasts and reports.

• Minimize the Company's exposure to various operational risks, such as money laundering, fraud, errors and negligence.
• Safeguard the Company’s reputation and integrity to prevent any operational losses; legal pursue or loss of customers' confidence by ensuring that the company's facilities are not being used to launder money derived from any criminal activity.
• Review account openings; procedures for completion of the CTS and the KYC form and to ensure staff commitment with the provisions of the rules and regulations of the company.
• Responsible for monitoring the daily incoming and outgoing payment orders to immediately inform the CEO of any suspicious and returned payment orders for the reason "FRAUD”.
• Responsible for monitoring and reporting suspicious cash deposits and withdrawals to the CEO.
• Conduct periodic audit to evaluate implementation of the anti money laundry policies and procedures and the compliance of the company with the applicable laws and regulations. In addition, test the efficiency of the internal system in place to monitor and identify suspicious transactions.

• Complete basic book-keeping and accounting tasks.
• Perform posting of cash receipts, expenses, or other transactions to journals or ledgers and verify accuracy.
• Review invoices, bills, vouchers and other documents for corrections before entering into records.
• Prepare and maintain accounting records which include general accounting, expenses, and budget data (ACI Program).
• Manage and control bank accounts for the company.
• Conduct complex audit and review records for accuracy (for our clients’ portfolios and for our own portfolio at the off-shore financial institution).
• Perform monthly calculation for the brokers’ commission.
• Sort and file documents.

1. American University of Beirut (AUB) Student loan:
• Renew guarantees for enrolled students
• Opening Accounts and files for new students

2. Loans:
• Personal Loan
• Housing loan
• Auto loan
• Student Education Loan
• Kafalat

3. Teller’s Duties:
• All cash transactions (Deposits & Withdrawals)


4. Personal Banking:
• Account openings
• Checks
• Sales
• Retail products & Loans
• Initiative of card product

5. Administrative Operations:
• Clearing of Checks
• In & Out transfers
• Banker’s Checks

1. Cashier
2. Customer Service