Accounts Assistant
Al Futtaim group of Companies
مجموع سنوات الخبرة :13 years, 8 أشهر
Accounts Receivable.
Accounts Payable.
OPEX.
Budgeting.
Invoicing.
Branch Finance Control.
Cash Handling.
Petty Cash reconciliation.
Bank reconciliation.
Managed the accounting/ finance operations including finalization of accounts and preparing reports ensuring accounting standards and up to date.
Involved in preparation & issuance of entire bank receipts, receiving of Cash/cheques/DDs from customers/others & issuing receipts and arranging bank lodgments of these instruments.
Prepare P & L Accounts, Balance Sheet, Trial Balance, General Ledger, MIS, Budgeting, and complete finance functions. Ensure timely preparation and maintenance of appropriate records of Payables & Receivables.
Ensured timely payments as per company’s policy and vendor credit period to all vendors by online and manual cheque payment.
Analyzed overdue payments accounts receivable balances, year on year variation to identify & build up in accounts receivable balances and consequent risk of bad debts.
Prepared & maintained statutory books of accounts and reconciliation of financial statements in compliance with the norms as well as ensuring smooth operations of banking process.
Presented a true and fair view of the financial position of the company by way of timely preparation of annual reports ensuring analyzing the expenditure on a monthly basis to control expenses.
Documented all accounting processes and procedures ensuring compliance with company guidelines; monitor and review all documents related to budgets, revenues, expenses, invoices, accounting etc.
Monitored and ensuring preparation of Bank Reconciliation Statements for reconciling Cash & Bank balances involving active coordination with bank authorities.
Performed general accounting functions, including operation of the general ledger system, journal entries, invoices and classified transactions.
Evaluating clients’ credit data and financial statements in order to determine the degree of risk involved in lending money to them
Following are my credit analyst role’s responsibilities while I was
Spearing of financials statements and analysis for preparing credit proposals for approvals
Managing day to day transactions relating to their business needs such as LCs opening
Credit risk assessment of the new and existing clients while preparing credit proposals for approvals
Preparing reports about the degree of risk in lending to clients
Analyzing client records and using the data to recommend increase in credit facilities
Conferring with credit associations and references to exchange credit information on clients
Evaluating the financial status of clients by producing financial ratios through computer based programs
Filling out loan applications and including the credit analysis and loan request summaries, then submitting these loan applications to loan committees for their approval
Following up with clients to assist my manager to ensure timely repayments on maturities
Conferring with clients to verify their financial/credit transactions and to resolve their complaints
I am currently pursuing CMA part 1.
Bachelor in Commerce from Punjab University. Completion year is 2008.
courses: Pursuing Certified Management Accountant (CMA) USA
