Malik  Gulzar, Manager Operations Division

Malik Gulzar

Manager Operations Division

The Punjab Provincial Co-operative Bank Limited

Location
Pakistan - Lahore
Education
Bachelor's degree, Accounting
Experience
13 years, 4 Months

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Work Experience

Total years of experience :13 years, 4 Months

Manager Operations Division at The Punjab Provincial Co-operative Bank Limited
  • Pakistan - Lahore
  • My current job since March 2023

 As Manager of Operations Division, preparing Updated Policy and Procedure circulars for Branch Banking Operations as per required changes from time to time and onwards submission for final approval.
 Conducting Periodical audit of CPU Division
 Continuous data monitoring through different reports
 Preparing SBP reports as to monthly, Quarterly, Half Yearly and Yearly basis
 Leading with Compliance Division to monitor screening process in Core Banking System, ensuring reports generation with correct results.
 Conducting Mock tests on newly inducted Operational updates in Core Banking System
 Data cleansing exercise through Zones and keeping strict watch for its correction as per actual information
 Implementation of AML-CFT-CPF-TF Regulations in Branch Banking Operations
 Leading with IT Department for in time updating of new / enhanced modules injected in Core Banking System after its Mock test with successful results.
 Any other task as assigned by Head Operations

Manager CPU at Apna Bank Limited
  • Pakistan - Lahore
  • March 2020 to March 2023

 As a CPU-MGR Managing entire team of 20 staff members
 Managing centralized operational task of Pan-Pakistan 100+ branches
 Staff Training on updated SBP Prudential Regulations.
 Responsible of Team division / task results
 Dealing with State Bank of Pakistan concerning Audit matters.
 Ensuring complete accuracy of all data received from branches
 Task assigning to supervisors concerning day to day operations
 Responsible of implementation of SBP Prudential’s
 Managing Audit rating of all branches related to CPU Operations.
 Liaison with Head Audit, Compliance for related Queries
 Strong Operational Grip on Branch Banking Operations & Operational Risks and controls.
 Sound experience in managing and handling SBP Audit
 Sound Grip On AML/CFT prudential Regulation’s
 Monthly, QTR, Half Yearly & Year end reporting to SBP

Branch Banking Officer at The First Microfinance Bank Limited
  • Pakistan - Lahore
  • November 2017 to March 2020

As CSM managing cash counter as per SBP requirements, Branch Banking Operations, Immediate Backup of Branch Operation Manager

Counter Service Manager at JS Bank Limited
  • Pakistan - Lahore
  • September 2015 to October 2017

As CSM managing cash counter as per SBP requirements, Branch Banking Operations, Immediate Backup of Branch Operation Manager

Senior Operation Officer at Meezan Bank Limited
  • Pakistan - Lahore
  • February 2011 to September 2015

Branch Banking Operations .

Education

Bachelor's degree, Accounting
  • at Punjab College of Commerce
  • June 2001

Graduate in Accounting and Finance.

Specialties & Skills

Regulatory Filings
Anti Money Laundering
Compliance
Auditing
Banking
DATA CLEANSING
ACCOUNTING
FINANCIAL ANALYSIS
MANAGEMENT
OPERATIONS
PLANNING
MICROFINANCE
TEAM MANAGEMENT
banking
Combating Terrorist Financing
Policy and procedure - Banking Operations
ANTI MONEY LAUNDERING
Regulatory Compliance

Languages

English
Expert

Memberships

Pakistan Institute of Public Finance Accountants
  • Fellow Member
  • December 2010

Training and Certifications

Post Graduate Diploma in Public Accounting - SRN-15536/CPA/2023 (Certificate)
Date Attended:
September 2023
Advance diploma in Public Accounting - SRN-15536/CPA/2023 (Certificate)
Date Attended:
September 2023
Compliance Certification Program - Leval 1 (Training)
Training Institute:
The First Microfinance Bank Limited
Date Attended:
June 2019
Duration:
8 hours
Fellow Public Financial Accountant - FPFA-3525 (Certificate)
Date Attended:
December 2010
Associate Public Financial Accountant - APFA-3525 (Certificate)
Date Attended:
August 2005

Hobbies

  • AMl/CFT Regulations
    Obtained distinction in Compliance Certification.