MARIANTONY SUSAINATHAN

June 1981 - Mar 2013 Indian Bank in Officer cadre (23 years)


Heading branches

Dates June 2012 to 31-3-2013
Name and address of employer Indian Bank
Occupation or position held Senior Manager (Security), Zonal Security Office, Pondicherry
Main activities and responsibilities
• Monitoring and maintenance of 54 branches in Pondicherry Zone in matters relating to security and implementation of various security stipulations which include security gadgets, security personal and their weapons
• Monitoring and maintenance of security in all ATM machines
• Maintenance of AMC of all security gadgets and ensuring their proper fault-free functioning
• Monitoring of functions of Currency Chests and liasoning with officials of RBI in matters relating to security inspection and cash remittances
• Arrangement for indent of fresh notes and coins for distribution to branches and organising special camps for exchange of soiled notes and distribution of fresh coins to the general public
• Providing training to Security Staff and providing awareness in matters of security at branches level
• Liasoning with with vendors and ensure timely repairs and replacement of security gadgets
• Organising seminars to the staff for educating them the use of fire fighting equipments and day time security care
• Conducting mock demo/drill at branches in matters relating to the use of security apparatus
• Preparation of expenditure notes and obtaining sanction and indenting and installation of security gadgets at branches
• Liasoning with branches and collecting information about smooth functioning of installed gadgets at branches and at ATM machines.

Jobs capable of Doing
• Training of personnel on all banking and finance and Commerce & Trade subjects in Offices / colleges / University
• Handling classes on subjects relating to law and conducting seminars and workshop for staff
• Heading Security / HRM / Accounts departments of institutions / offices
• Educating and influencing customers on products released
• Influencing co-staff and convincing them to accept vital points and make them achieve set targets
• Timely preparation of reports and their neat presentation
• Handling of all types of accounts including Receivables and Payables
• Preparation of Project Proposals
• Evaluation and enumeration of contracts
• Appraisal of credit proposals and monitoring and follow up of borrowers / customers
• Estimation of Tax and enabling audit
• Coordination with various departments for obtaining relevant data and feedback
• Preparation of credit reports and various other accounting returns for submission to corporate office
• Conducting of interviews and enabling selection process
• Establishing and maintaining and monitoring of Treasury maintenance
• Installation and maintenance of security gadgets and maintenance of AMC of all equipments


(MARIANTONY. S)

• Served in Indian Bank in the Officer Cadre for over 23 years in various capacities and retired as Senior Manager from Zonal Office, Pondicherry.
May 1975 - Nov 1980 Indian Armed Forces (five years)
May 1981 - Jan 2010 Indian Bank in clerical cadre (9 years)
Feb 2010 - Mar 2013 Indian Bank in Officer cadre (23 years)


Work experience

Dates May 1975 - Dec 1973
Name and address of employer Indian Armed Forces

Occupation or position held Trainee Soldier
Main activities and responsibilities
All types of initial training for a soldier in Defence. Training in Firing, Map-reading, Fire fighting and drilling and parading.

Dates Jan 1974 - Dec 1975
Name and address of employer Indian Armed Forces
Occupation or position held Technical Training as RADAR Mechanic (Technical)
Main activities and responsibilities
Technical Course as RADAR Mechanic at Military College of Electronics and Telecommunication Engineering in the field of
RADAR and Gun Control Equipments.

Dates Jan 1976 - Nov 1979
Name and address of employer Indian Armed Forces

Occupation or position held Trained Mechanic in RADAR and Gun Control Equipments
Main activities and responsibilities Posted at Regiment workshop at Jullundar and Agra for Maintenance and assembling of RADAR and Gun Control Equipments
Dates June 1981 - Feb 1990
Name and address of employer Indian bank

Occupation or position held Clerk / Shroff, Pondicherry Branch
Main activities and responsibilities
Counter Service
• Cashier (receipts and payments)
• Deposit Collector
• Accounts opening
• Maintenance of Accounts Receivables
• Maintenance of Accounts Payable
• Customer Service and Help Desk
Desk Service
• Bills Receivable
• Bills Payable
• OD / OCC accounts service
• Foreign Exchange service such as purchase and sale of Travelers cheques, purchase and sale of foreign currency notes
• Stock maintenance of OCC / KCC accounts

Dates Aug 2009 - May 2012
Name and address of employer Indian Bank
Occupation or position held Senior Manager, Lawspet Branch
Main activities and responsibilities
• Maintenance of customers accounts and timely redressal of complaints
• Appraisal of credit proposals and recommendation of larger proposals to corporate office
• Credit monitoring and follow-up including documentation, review / renewal of loan.
• Stock verification and inspection of manufacturing / trading / Service units
• Pre-sanction and post-sanction survey
• Deposit mobilization and marketing of various new products
• NPA recovery and follow-up of legal proceedings in coordination with the advocate / solicitor
• Preparation of marketing hand bills for new products
• Handling 16 staff and motivating them for providing better service to customers
• Training MBA students deputed for on the job training at the branch
• Monitoring and submission of various statutory returns
• Aiding completion of branch audit within the stipulated time
• Proper arrangement of loan documents and updation of various loan related papers with the help of outside agencies
• Processing of application for special credit for professions, self-employed and self help groups

May 1981 - Jan 2010 Indian Bank in clerical cadre (9 years)

Dates Sept 2004 - July 2009
Name and address of employer Indian Bank
Occupation or position held Manager, Treasury Department
Main activities and responsibilities
Officer-In-charge of Currency Chest at Villupuram.

• Maintenance of Treasury at Currency Chest on behalf of RBI
• Inspection of currency notes and monitoring of quality of notes for circulation as per RBI policies
• Handling of inspection of Currency Chest in coordination with RBI officials and Internal Auditors and strict implementation of Internal Controlls
• Conducting of training programmes to branch staff in implementation of RBI Clean Note Policy and identification of counterfeit notes
• Estimation of currency and coins requirments and indenting for distribution to branches and supply to customers
• Implementation of RBI policies of currency and coins circulation
• Organising soiled notes exchange centres at various towns and distribution of new coins and currency to the general public
• Receipts and payments of cash from and to branches
• Sorting of notes and remittance of obsolete cash to RBI

Dates March 2003 - Aug 2004
Name and address of employer Indian Bank
Occupation or position held Branch Manager, Melsithamur Branch
Main activities and responsibilities
• Managing of full fledged branch with ten staff members
• Handling of credit portfolio and credit delivery mechanism
• Appraisal of credit proposals and according sanction of loans and advances
• preparation of various statutory reports for submission to Corporate Office and Reserve Bank of India
• Study of credit proposals for industries to ascertain their financial requirements
• Evaluation by inspection all factors relating to credit proposals
• Preparation of proper documentation and obtaining sanction of credit proposals
• Carrying out pre-sanction and post-sanction survey of borrowers on proposals submitted
• Upkeep of delivery channels and liasoning with the controlling office
• Ensuring best customer service by educating and encouraging the subordinate staff
• Educating customers on credits and deposits for their best use befitting their requirement
• Inspection / survey of agricultural lands, shops, malls and other business centres and carrying out stock verification
• Appraisal of proposals for agricultural credit and sanction and follow-up
• Implementation of government sponsored schemes to various socially deprived section of the society in accordance with the laid down policies
• Preparation of branch audit and liasoning with auditors for completion of the branch audit within the time allotted
• Consideration proposal from manufacturing, trading houses for credit
• Follow-up of credit and initiation of appropriate legal proceeding on defaulters
• Liasoning with solicitor for preparation of legal papers for court proceedings
• Marketing of banking products and achieving targets
• Deposit mobilisation from public and financial institutions
• Arranging Lok Adalat for recovery of small loans
• Preparation of various reports for submission to the corporate office

• Served in Indian Army for five years and accomplished the position of trained Soldier with Map Reading and Fire Fighting. Technically trained Mechanic in Radar and Gun Control Equipments.
• Served in Indian Bank as a Clerk/Shroff for nine years

Dates Mar 1990 - May 1998
Name and address of employer Indian Bank
Occupation or position held Assistant Manager, Overseas Branch, New Delhi handling the following
Main activities and responsibilities
• Purchase and Sale of foreign exchange for branch requirements in various currencies
• Monitoring and reporting of currency movements for Hedging in currency market
• Processing of customers' documents relating to Imports and Exports
• Opening of Letter of Credits and process of import documents in accordance with the spririt of Letter of Credit
• Nostro / Vostro Accounts Consolidation and Reconciliation
• Preparation and submission of returns to Reserve Bank

• Served in Indian Army for five years and accomplished the position of trained Soldier with Map Reading and Fire Fighting. Technically trained Mechanic in Radar and Gun Control Equipments.
• Served in Indian Bank as a Clerk/Shroff for nine years

• Served in Indian Army for five years and accomplished the position of trained Soldier with Map Reading and Fire Fighting. Technically trained Mechanic in Radar and Gun Control Equipments.
• Served in Indian Bank as a Clerk/Shroff for nine years
• Served in Indian Bank in the Officer Cadre for over 23 years in various capacities and retired as Senior Manager from Zonal Office, Pondicherry.
May 1975 - Nov 1980 Indian Armed Forces (five years)

Dates May 1975 - Dec 1973
Name and address of employer Indian Armed Forces

Occupation or position held Trainee Soldier
Main activities and responsibilities
All types of initial training for a soldier in Defence. Training in Firing, Map-reading, Fire fighting and drilling and parading.

• Served in Indian Bank in the Officer Cadre for over 23 years in various capacities and retired as Senior Manager from Zonal Office, Pondicherry.
May 1975 - Nov 1980 Indian Armed Forces (five years)
May 1981 - Jan 2010 Indian Bank in clerical cadre (9 years)
Feb 2010 - Mar 2013 Indian Bank in Officer cadre (23 years)


Work experience

Dates May 1975 - Dec 1973
Name and address of employer Indian Armed Forces

Occupation or position held Trainee Soldier
Main activities and responsibilities
All types of initial training for a soldier in Defence. Training in Firing, Map-reading, Fire fighting and drilling and parading.

Dates Jan 1974 - Dec 1975
Name and address of employer Indian Armed Forces
Occupation or position held Technical Training as RADAR Mechanic (Technical)
Main activities and responsibilities
Technical Course as RADAR Mechanic at Military College of Electronics and Telecommunication Engineering in the field of
RADAR and Gun Control Equipments.

Dates Jan 1976 - Nov 1979
Name and address of employer Indian Armed Forces

Occupation or position held Trained Mechanic in RADAR and Gun Control Equipments
Main activities and responsibilities Posted at Regiment workshop at Jullundar and Agra for Maintenance and assembling of RADAR and Gun Control Equipments
Dates June 1981 - Feb 1990
Name and address of employer Indian bank

Occupation or position held Clerk / Shroff, Pondicherry Branch
Main activities and responsibilities
Counter Service
• Cashier (receipts and payments)
• Deposit Collector
• Accounts opening
• Maintenance of Accounts Receivables
• Maintenance of Accounts Payable
• Customer Service and Help Desk
Desk Service
• Bills Receivable
• Bills Payable
• OD / OCC accounts service
• Foreign Exchange service such as purchase and sale of Travelers cheques, purchase and sale of foreign currency notes
• Stock maintenance of OCC / KCC accounts

Dates Mar 1990 - May 1998
Name and address of employer Indian Bank
Occupation or position held Assistant Manager, Overseas Branch, New Delhi handling the following
Main activities and responsibilities
• Purchase and Sale of foreign exchange for branch requirements in various currencies
• Monitoring and reporting of currency movements for Hedging in currency market
• Processing of customers' documents relating to Imports and Exports
• Opening of Letter of Credits and process of import documents in accordance with the spririt of Letter of Credit
• Nostro / Vostro Accounts Consolidation and Reconciliation
• Preparation and submission of returns to Reserve Bank
• Imports Exports Policy implementation supervision Cell
• Customer grievances redressal

Dates June 1998 - Feb 2003
Name and address of employer Indian Bank

Occupation or position held Manager, Corporate Office, Chennai
Main activities and responsibilities
• International Division, Indian Bank, Corporate Office, Chennai looking after grievances of NRI customers and reporting to General Manager NRI Cell
• In-Charge, Department of Publication of books and brochures relating to Overseas Cliental services and their investments in India
• Analysis of currency movements and monitoring of forward contracts of branches
• Monitoring and liasoning of Forex Authorised Branches in their currency dealing and sorting out their grievances
• Draft Note preparation for placement in Indian Bank Board relating to performances of Authorised Branches of Indian Bank
• Delivering lectures at training college on FOREX subjects
• Training of branch staff in Foreign Exchange subjects