Marichu Torreros, Finance and Insurance Manager

Marichu Torreros

Finance and Insurance Manager

Al Futtaim Company LLC

البلد
الإمارات العربية المتحدة - دبي
التعليم
بكالوريوس, Degree in Computer Science
الخبرات
22 years, 1 أشهر

مشاركة سيرتي الذاتية

حظر المستخدم


الخبرة العملية

مجموع سنوات الخبرة :22 years, 1 أشهر

Finance and Insurance Manager في Al Futtaim Company LLC
  • الإمارات العربية المتحدة - دبي
  • أشغل هذه الوظيفة منذ سبتمبر 2010

 Managing a designated Sales Team in a multi-brand sales process (Toyota/Honda/Automall/Chrysler Dodge Jeep).
 Full responsibility for branch unit and F&I (finance and insurance) target set by the brand.
 Ensuring the maximum sales of New and Used vehicles.
 Optimizing the sales of value added products, Conventional and Islamic products, making the best profit possible for the company.
 Ensuring personal and sales team levels of customer service and satisfaction are in line with company CSI targets.

 Full responsibility for profit and loss within the finance and insurance department.
 Developing high quality and effective sales techniques that align correctly with the overall brand strategy.
 Creating an enduring brand message to the sales team that results in increased sales and brand loyalty.
 Working closely with all parts/department of the company to ensure commercial goals of the brand/branch are met.
 Ensuring communication with customers and Sales Team is clear, consistent and regular.
 Continuously reviewing team members’ weekly and monthly performance and ensuring that targets are met or exceeded.
 Liaising with the brand and the department about the branch overall performance.
 Devising coaching and training action plans for the Sales Team.
 Developing and sustaining strong working relationships with the Sales Team.

Relationship Manager في National Bank of Ras Al Khaimah
  • يونيو 2006 إلى أكتوبر 2010

 Full responsibility for profit and loss within the department (cards/retainment/motor insurance/banc assurance products).
 Handling a strong cards and banc assurance Sales Team ensuring that targets are met or exceeded.
 Creating a strong and qualified clientele data base for cards and banc assurance products routed to the Sales Team for sales conversion.
 Development of sales techniques, initiatives and retention plans.
 Identifying and exploiting new business opportunities for the department.
 Compilation and delivery of weekly and monthly presentation to the department of Sales Team’s performance.
 Ensuring that the Sales Team works within the bank SOPs and standards.
 Ensuring communication with customers and Sales Team is clear, consistent, and regular.
 Devising coaching and training action plans for the Sales Team.


2006-2007 Customer Service Officer Kiosk Banking

2007-2009 Team Leader Cards Department

2009-2010 Relationship Manager Banc Assurance

Financial Advisor في Philippine AXA Life
  • الفلبين
  • يناير 2002 إلى يناير 2006

 Develop and handle client meetings to review current account and closed sales with licensed bankers.
 Work on client’s investment needs and problems and delegate tasks daily.
 Maintain relationships and develop referrals from current client base post-appointment.
 Plan and perform group and individual training sessions with investment banking employees.
 Introduce and prioritize client needs on short and long term investments.
 Manage self and team sales planning to foster sales and attain financial results.
 Foster team communication to ensure investment related products and accountabilities are up to date.
 Manage financial products knowledge through coursework, periodicals, seminars, and self-study.
 Draft internal reports for tracking sales.
 Delivery of monthly presentations of financial targets and achievements.

الخلفية التعليمية

بكالوريوس, Degree in Computer Science
  • في STI College of the Philippines
  • أبريل 2003

Studied whlist on a Dean's List and graduated with honors

Specialties & Skills

Management
Finance
Automotive
Retail Banking
Customer Service
Presentation skills
Team Leadership /Management skills
computer skills
sales and customer service professional
with strong listening, communication,negotiation, and influencing skills
extensive retail,finance, and banking experience

اللغات

الانجليزية
متمرّس
التاغلوج
متمرّس

التدريب و الشهادات

Leadership Skills program (تدريب)
معهد التدريب:
Al Futtaim Company LLC
تاريخ الدورة:
January 2015
المدة:
ساعة واحدة
Anti-money laundering (تدريب)
معهد التدريب:
National Bank of Ras Al Khaimah
تاريخ الدورة:
June 2004
المدة:
2 ساعتين
Investment Course Program (تدريب)
معهد التدريب:
Philippine AXA Life
تاريخ الدورة:
July 2000
المدة:
3 ساعات
Bancassurance Training Program (تدريب)
معهد التدريب:
National Bank of Ras Khaimah
تاريخ الدورة:
June 2006
المدة:
ساعة واحدة

الهوايات

  • I live an active and healthy lifestyle, enjoys travel, working out, horse riding, loves brands and f