Marwa Abdel Latif

Establish, maintain, review and update compliance manuals on a proactive basis ensuring compliance risks are associated within Bank’s business activities.
Associate and implement periodic monitoring, surveillance, and evaluation programs to effectively assess the adequacy of bank’s policies, procedures, products and all services.
Performs risk assessment to appropriately coat high compliance risk areas.
Ensure a proactive Compliance shield to all business associates within the bank to promote and sustain adherence to regulatory bodies
Regularly acquire and solicit validation from group heads and business groups on the adherence to all central bank of Kuwait regulations
Respond to inquiries from stakeholders and/or various regulatory bodies with respect to investigations, customer complaints, routine surveillance and other compliance related matters.
Support to business areas/external sites on the implementation of proper internal controls, corporate governance principles.
Facilitate, develop, manage and maintain a robust FATCA Assurance Framework to ensure group-wide adherence to FATCA regulations
Disseminate conducted policies and procedures related to compliance activities.
Liaise with relevant regulating authorities (CBK, KSE, external auditors, CBK inspectors) as regard to day-to-day activity / periodic activity.
Providing advice and guidance to bank’s staff and management on compliance, rules, laws, regulations and statute.
Conduct compliance testing assessment to ensure the validity of mechanism and programs
Report the deficiencies, non-compliance-incident reports received to relevant business areas and inform top-management of improvements
Perform a variety of tasks with the general scope of the job that could be assigned by the management.
Develop and maintain a positive working environment.

Ahli Bank Of Kuwait Jan 2013 - Till Date
Kuwait - Kuwait City
Senior Operational Risk & FATCA Manager
Risk Management
* Evaluate, plan, design and implement an overall risk management process for the organization's divisions.
* Establish and quantify the organization's 'risk appetite'
* Report Risk in an appropriate way to business heads to ensure they are aware of risks relevant to their parts of the business and to individuals to understand their accountability for individual risks
* Involved in corporate governance external risk reporting to stakeholders
* Facilitate, develop, manage and maintain a robust FATCA Assurance Framework to ensure group-wide adherence to FATCA regulations
* Ensure adherence to the US FATCA strategy within the divisions and regions through adequate monitoring and analysis of management information.
* Responsible for ensuring controls are in place and tested to allow the Responsible Officer to certify compliance of FATCA to IRS and local regulators.
* Developed a strong network of stakeholders across all divisions for the distribution of Global FATCA management information and SLA measures which support the tracking and reporting of the reliability and accuracy of FATCA processes to relevant stakeholders.
* Developed an operating model for the FATCA Programme and group sign-off.

• Served as an internal information security consultant to the organization
• Provide direct training and oversight to all employees, affiliate marketing partners, alliances, or other third parties, ensuring proper information security clearance in accordance with established organizational information security policies and procedures
• Monitor compliance with information security policies and procedures, referring problems to the appropriate department manager
• Prepare the disaster recovery plan

• Approve consumer retail credit files, contacting branches for rectifying deviations from criteria.
• Tutor the designated staff to provide good C/S to clients and non-clients by feeding clients with any information needed within concern through phone and direct contact.
• Coach and supervise the knowledge of professional selling skills
• Achieve decisive weekly, monthly targets
• Recommending approval for complete files according to retail credit policy.
• Assisting in managing the portfolio and process risks for all Retail products.
• Managing the Retail products on a pro-active basis in order to optimize the risk

•Promote and sell the bank’s products and services to existing and potential retail and corporate clients

•Contribute and implementing the bank’s marketing and operations strategies at a branch level.

•Respond to customers’ inquiries & complaints.