Marwan Alkhouli CPA CFE CICA CRP CRA CPM CBM EBM

I'm in company Board of Advisors

I'm working with GLG as banking expert for any project

• Manage the following departments:-
1) Banking processes reengineering Department.
2) Logistics Department.
3) Human resources Department.
4) Information Technology Department.
5) Operations Department.
6) Corporate communication and marketing Department.
7) Project Management Office (PMO).
8) Operational Control.
9) Real Estate Portfolio.
• Acting as CEO on his absence.
• Responsible for the preparation and implementation of strategic plans for the departments affiliated with the Operations Group, assuring that the bank's overall strategic goals are professionally and efficiently attained.
• Oversees the preparation of operations departments' budgets as well as providing the necessary support and guidance aimed at devising an applicable budget in accordance with the bank's overall strategy.
• Accountable for the group's overall decisions and modus operandi within the designated authorities.
• Supervising the conceptualization and implementation of an overall and effective human resources strategy.
• Supervising the performance assessment for the bank's various departments.
• Responsible for the measurement and effectiveness for all processes internal and external. Provide timely and complete reports on the operating condition of the bank.
• Responsible for studying and implementing the outsourcing operations in order to reduce risks and costs.
• Oversees the provision of the logistical support to ensure the continuation of business.
• Responsible for developing strategies in the area of operations.
• Responsible for the organizational structures and procedures of the various departments in the bank.
• Spearhead the development, communication and implementation of effective growth strategies and processes.
• Developing and cascading the organization's strategy/mission statement to the lower-ranking staff, and implementing appropriate rewards/recognition and coaching/corrective practices to align personnel with company goals.
• Responsible for developing, maintaining, and implementing business continuity, strategies, and solution.

- Acting as DCEO and COO on his absence.
- Form the strategic plan and budget for the group which in line with Bank Strategies.
- Form and review all business plans prepared by departments’ heads and make sure it will achieve the Bank goals.
- Supervise on all departments’ heads.
- Make sure that all staff working in the group comply with laws, regulations, and corporate governance guidelines.
- Evaluate the staffs working in the group and make sure that they work as per requirements and based on Bank policies.
- Introduce and develop the technology used by the group.
- Manage the humane resources and manpower in the group with coordination with Head of Human Recourses.
- Review the staff annual appraisals and KPIs prepared by departments’ heads.
- Improve the efficiency, effectiveness, and processes within the group.
- Restructure the group and branches operations.
Supervise and lead the Centralization and Transformation.
- Supervise the following departments:-
1) Central Operations (Central Remittances/ECC/Account Opening/Loans).
2) Card Operations.
3) Treasury and Investment Operations.
4) Trade Finance.
5) Project Management.
6) Quality Assurance.
7) Remedial.
8) Reconciliation.
9) Logistic.
10) Islamic Banking Operations.
11) Collections.

As well as any other department that the CEO decide to report to the group.
- Follow up all findings raised by Internal Auditor, External Auditor, and Regulatory.
- Member in the following Committees:-
1) HR advisory Committee.
2) IT Steering Committee.
3) Junior Recruitment Committee.
4) Procurement Committee.
5) Operational Risk and Business Continuity Plan Committee

As well as any other Committees that the CEO decide to add Head of the Group name.
- Ensure the efficiency and effectiveness on Internal Control System within the group to manage the risk and mitigate it within Bank overall Risk Policies
- Report in quarterly basis to the CEO the achievements, restrictions, and recommendations to resolve them.
- Any other duties that the CEO decide to add it to Head of the Group responsibilities.

1) Restructured internal audit department.
2) Developed & Implemented risk based audit framework as well as enterprise risk management.
3) Prepared risk based annual and strategic audit plans.
4) Reviewed and evaluated corrective measures for satisfaction of audit findings as well as monitored adequacy of corrective procedures.
5) Planned and supervised auditing programs of specialized banking operations.
6) Developed risk-rating system for branches and departments.
7) Operated as liaison officer with Central Bank Inspectors and external auditors.
8) Evaluated internal control system on annual based used COSO framework.
9) Prepared comprehensive audit checklists.
10) Monitored the development of a comprehensive and practical audit programs based on audit goals.
11) Reported the audited findings of internal and external auditors as well as Central Bank auditors to Audit Committee and executive management and suggesting procedures to ensure the improvement of the bank s operations.
12) Audited branch operations and prepared internal audit reports as well as managerial audit reports.
13) Member in many committees (HR-BCP-DRC- Punishment).
14) Conducted investigation services within the bank.
15) Reviewed all bank policies, procedures, and forms before implementation.
16) Worked as internal consultant for the bank.
17) Worked as audit and risk management committee secretary.

1) Implementing risk based audit approach.
2) Prepared risk based annual and strategic audit plans.
3) Reviewed and evaluated corrective measures for satisfaction of audit findings as well as monitored adequacy of corrective procedures.
4) Planned and supervised auditing programs of specialized banking operations.
5) Recommended internal controls to safeguard resources and insures compliance with regulations.
6) Coordinated with Anti-money laundering officer about suspicious cases and awareness sessions.
7) Liaison officer with Central Bank Inspectors and external auditors.
8) Managed special assignments and projects.
9) Recommended re-engineering processes based on risks.
10) Restructured internal audit department.
11) Reviewed bank expenses before disbursements (Financial Audit).
12) Reviewed all banks journals and report on violations for correction (Financial Audit).
13) Conducted investigation services within the bank.

1) Established Internal Audit Department for the bank.
2) Prepared audit charter, job description, audit chart, audit manual, audit programs, and recruit staff.
3) Implemented risk based audit approach.
4) Prepared risk based annual audit plan.
5) Reviewed and evaluated corrective measures for satisfaction of audit findings as well as monitored adequacy of corrective procedures.
6) Recommended internal controls to safeguard resources and insures compliance with regulations.
7) Liaison officer with Central Bank Inspectors and external auditors.
8) Recommended re-engineering processes based on risks.
9) Implemented Control & Risk Self Assessment concept (CRSA) with the bank.
10) Preparing corporate governance reports upon audit committee meetings.
11) Conducted investigation services within the bank.
12) Member in technical committee managed by Central Bank of Jordan to implement BASEL II in banking sector.

1) Restructured internal audit department.
2) Implemented risk based audit approach.
3) Prepared risk based annual audit plan.
4) Developed IT audit with coordination with IT auditor.
5) Developed risk-rating system for branches and departments.
6) Reviewed and evaluated corrective measures for satisfaction of audit findings as well as monitored adequacy of corrective procedures.
7) Recommended internal controls to safeguard resources and insures compliance with regulations.
8) Liaison officer with Central Bank Inspectors and external auditors.
9) Recommended re-engineering processes based on risks.
10) Implemented Control & Risk Self Assessment concept (CRSA) with the bank with coordination with risk management department.
11) Conducted investigation services within the bank.
12) Member in policies and procedures committee.
13) Member in Business Process Reengineer team with external consultant.

1) Followed up all type of reports issued by internal audit department with branches and departments.
2) Followed up the report issued by external auditor about the bank.
3) Followed up the report issued by central bank examiners about the bank.
4) Reviewed and evaluated corrective measures for satisfaction of audit findings.
5) Reported the auditing findings of internal & external auditor as well as Central Bank examines to Audit Committee and executive management and recommended procedures to ensure the improvement of the bank s operations.
6) Examined the adherence to managerial and governmental regulations.
7) Conducting special inspections to cover specific managerial activities, and financial outputs.
8) Monitored the adequacy of corrective procedures.
9) Conducted investigation services within the bank.

1) Studied external loans agreements.
2) Prepared drafts for arrangements between Central Bank and authorized banks about protocols.
3) Corresponded with the dealing room about our position in foreign currencies.

1) Audited branch’s operations.
2) Audited department’s activities.
3) Prepared internal audit reports.
4) Prepared managerial audit reports.
5) Carried out special assignments related to auditing.
6) Followed-up audit findings and action plan to correct findings.