HRD & Personnel
BOMBAY MERCANTILE COOP BANK LTD
Total des années d'expérience :29 years, 4 Mois
Assisted in employee recruitment, training and evaluation programs on an ongoing basis.
•Scrutinized and reviewed internal and external candidate applications.
•Coordinated with department and section heads for candidate interviews.
•Actively participated in computerization program of salary and leave of the entire Bank.
General Banking (1999 to Sept 2016)
•Vast experience in daily branch operations including opening of Savings & Current deposit accounts including accounts of Companies and Firms.
•Thorough familiarization with KYC norms and procedures.
•Worked extensively in OMNI software which is widely used in Co-op sector banks.
•Firm grasp of procedures relating to cheques, drafts and payorders.
•Basic knowledge of business correspondence and its banking facet.
Loans & Advances (1999 to Sept 2016)
•Basic knowledge of principles of lending.
•Exposure to small retail loans, including loans against security of Gold, NSC, LIC and other Government securities.
•Knowledge of appraisal, disbursement and sanction of small and medium housing loans.
•Basic working knowledge of small and medium Overdraft accounts against security of Fixed Deposits, Stocks in trade and book debts, including appraisal, sanction and disbursement.
•Firm grounding in follow up and recovery procedures in defaulting accounts.
•Basic knowledge of classification of NPA accounts and provisioning thereon.
Data analysis, customer retention & anti attrition cell (October 2016)
Selected by the top Management to head and lead newly formed department of approximately 10 people. Job profile includes developing strategies to retain existing client base, address their grievances if any and contact clients who have moved on to other Banks to convince them to return.
Presently I am updating the KYC document of the customer and update in their account that is data
updating and UCIC unique customer indentification
code in this one can know how many accounts are
there of the customer
I am a Commerce graduate my 4 main subjects 1)Occupational Commerce 2)Economics 3)Secretarial Practice 4)Accounting & Basic Audit Then I got a job in a bank ,I have completed 20yrs in a bank My target is to do the job in International bank