Specialist Finance & Commercial
MARAFIQ Water & Power Company
Total years of experience :20 years, 9 Months
Fulfill a key role of finance resource/advisor for my function to conduct financial feasibilities and representing the team in detailed techno-commercial analysis for various projects covering both green field as well as brown field projects. Also, act as sole financial contact to prepare financial models & financial risk assessments for various business lines including water & power utilities as well as sales gas for Yanbu clientele. Moreover, participate in commercial bid evaluation of EPC projects to assess the of project terms and suggest appropriate adjustment, if needed.
Major Job Responsibilities includes:
- Preparing financial / economics models & risks assessment for company’s infrastructure projects
- Evaluating RFPs & commercial bids for EPC/PPP projects
- Negotiating financing terms for project finance transactions
- Conducting techno-commercial studies for power, water & gas distribution business
- Preparing investment notes to secure Board of Directors’ concurrence
- 5-year capex planning with yearly roll-over based on Cash Flow forecasting
- Strategic capex portfolio management
- Assist senior management in capex investment decisions
- Monitoring the execution of approved projects to increase ROI for the organization
Served as a senior focal point for corporate & investment banking portfolio in my region while leading a team of corporate bankers. Also, structured & negotiated various financing deals covering project/corporate finance requirements for diversified customers. Moreover, participated on behalf of my bank in various key/blue-chip syndicate financing transactions covering infrastructure financing. More importantly, implemented “risk adjusted appraisal scoring” for my portfolio to quantify the financing decisions based on measurable factors as compared to qualitative measures.
Major Job Responsibilities included:
- Structuring trade finance deals for ROI improvement & risk management
- Business development for corporate & investment banking products
- Auditing & supervising financial models for syndicate / sole-source transactions
- Evaluating business structures for project finance transactions (i.e., DBFOM etc.)
- Resource & budget planning for corporate banking segment
- Relationship management with HNW customers & peer financial institutions
Managed a portfolio of corporate & commercial clients and doubled the funded books within three years. Also, negotiated & documented SBLC transaction with detailed discussions and structuring of terms & conditions with customer.
Major Job Responsibilities included:
- Business development for corporate & commercial banking products
- Preparing financial models for syndicate & sole-source transactions
- Negotiating project & corporate finance deals
- Conducting financial risk analysis for proposed financing transactions
- Executing lending documentation
- Relationship management with High Net Worth (HNW) customers
Major Job Responsibilities included:
- Planning & identifying gaps for funding requirements
- Managing financing from financial institutions for efficient utilization
- Preparing & executing LCs & LGs documentation with banks
- Reviewing periodic reports and consolidate them at group level
Major Job Responsibilities included:
- Preparing periodic reports on quarterly basis
- Managing financing transactions with financial institutions
- Preparing & executing LCs & LGs documentation with banks
- Preparing MIS reports to ensure compliance with international standards
I passed this prime Banking diploma of Pakistan by clearing all three levels in 1st attempt and got maximum Cash prize. Above all I secured 8th position all over Pakistan in my Batch.
Passed my MBA with 3.2 CGPA while securing maximum score, among my Batch, in Finance. I was selected, through a rigorous process, by UNDP for its TelentPakistan program and was attached, for mentor ship, with Mr. Sakib Sherani (Economist ABN Amro Bank).
I secured two merit Scholarships from Punjab IT Board.
I secured a merit Scholarship from Punjab IT Board.
