Mohamed Awadelkarim

* Developed portfolio by 2.5x
* Prospecting & initiating new relationships to develop new business opportunities and expand existing client bases
* Keeping abreast of market dynamics and detecting risk or opportunity signals
* Maintaining and developing existing relationships, while marketing and cross selling the Bank's products
* Maintaining regular contacts with clients, including annual site visits
* Reviewing and monitoring the activity of the portfolio
* Follow-up of the client's business activity and needs, structure the lines accordingly and originate quality credit packages
* Portfolio management and insurance of appropriate credit process discipline for client credit files/lines: preparation of client credit files and proposals, corporate client qualitative & quantitative financial & credit analysis, timely review/renewal of client credit files, proper renewal of legal documentation, proper approval of availments and excesses on existing facilities.
* Liaising with headquarters, higher management, credit committees and other departments for client credit facility approval & execution.
* Following up clients transactions, claims, & collections of instalments & repayments for utilized financing facilities

* Business development & acquisition of new clients
* Preparation & construction of new credit applications/proposals and renewal of existing relationships, subsequently preparing execution orders for the client's financing facilities and following up on execution
* Preparation of credit reports
* Executing client direct financing facilities, contracts, & operations
* Checking the validity and compliance of all documentations
* Monitoring accounts
* Following up clients transactions, claims, & collections of instalments &
repayments for utilized financing facilities
* Constructing financing, investment, & profit reports for internal departments,
as well as external reports for the Central Bank of Sudan.