mohamed osman, Customer Relationship Deputy Manager &Senior corporate finance

mohamed osman

Customer Relationship Deputy Manager &Senior corporate finance

bank misr

Lieu
Egypte - Le Caire
Éducation
Diplôme supérieur, credit facilities
Expérience
17 years, 1 Mois

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Expériences professionnelles

Total des années d'expérience :17 years, 1 Mois

Customer Relationship Deputy Manager &Senior corporate finance à bank misr
  • Egypte
  • Je travaille ici depuis avril 2007

Banker for BanqueMisr Islamic branches from 2007.

Working at credit and investment department for 2 years at branch

(working Executive in Retail Islamic Loans - Cars - Durable - SME's Projects )

Working at Islamic credit and investment Administration as credit analyst for 4 Years.

Working as customer relationship deputy manager for large corporate from 2010 till now.

Working with  32  large Islamic corporate loans

Working At 1 syndicated Loan (Hadid El Masryeen)

Working as auditor for Sme's group of work.

My Career Activity at (Islamic credit and investment Administration)

Open new markets in corporate finance, contact with current customers and follow them financial portfolio.

Prepare CPM (Credit Proposal Memorandum for corporate customers)

Deal with Customer after loan approval.

Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.

Prepare reports that include the degree of risk involved in extending credit or lending money.

Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity.

Confer with credit association and other business representatives to   exchange credit information.

Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.

Generate financial ratios, using computer programs, to evaluate customers' financial status

senior Corporate finance à BanqueMisr
  • Egypte - Le Caire
  • Je travaille ici depuis janvier 2010

- Banker for BanqueMisr Islamic Dept. from 2007 Till Now.
- Working at credit and investment department for 3 years
o (working Executive in Consumer Islamic Loans - Cars - Durable - SME's Projects for 1 year)
- Working at Islamic credit and investment Administration for 5 Years as Financial Analyst.
- Working with 19 Islamic large corporate loans
- Working At syndicated Loan (Hadid El Masryeen)
- Working as manager Assistant at corporate Customer relationship management
- Now Working As SME'S Lender Specialist for 124 Customers.
My Career Activity at (Islamic credit and investment Administration)
1. Open new markets in corporate finance, contact with current customers and follow them financial portfolio.
2. Prepare CPM (Credit Proposal Memorandum for corporate customers)
3. Deal with Customer after loan approval.
4. Analyze credit data and financial statements to determine the degree of risk involved in extending credit or lending money.
5. Prepare reports that include the degree of risk involved in extending credit or lending money.
6. Evaluate customer records and recommend payment plans based on earnings, savings data, payment history, and purchase activity.
7. Confer with credit association and other business representatives to exchange credit information.
8. Complete loan applications, including credit analyses and summaries of loan requests, and submit to loan committees for approval.
9. Generate financial ratios, using computer programs, to evaluate customers' financial status

Éducation

Diplôme supérieur, credit facilities
  • à INSTITUTE OF BANKING AND FINANCIAL
  • avril 2015

HOW TO BE PROFFISSIONAL FINANCER COURSE

Master, credir finance
  • à INSTITUTE OF BANKING AND FINANCIAL
  • avril 2010

MODERN TECHNIQUES OF BANK CREDIT ANALYSIS AND MANAGEMENT WHILE OBSERVING ISLAMIC SHARIA LAW.    

Baccalauréat, banking
  • à جامعة بنى سويف
  • juin 2006

financial services

Baccalauréat, accounting
  • à Fuclty of commerce
  • mai 2006

c edit analyst

Specialties & Skills

انشاء العلاقات مع عميل الإئتمان ومتابعتة بعد المنح
التحليل المالى و الفنى و السوق والإقتصاد وعوامل
انشاء المذكرات الإئتمانية وتحديد احتياجات العميل
دراسة مخاطر السوق و مخاطر الائتمان ومخاطر السداد
فتح اسواق جديدة و منح شرائح جديدة من العملاء
Risk Management
Dale Carnegie High Impact Presentation
Marketing Reasearch
Dealing With Customer
Dale Carnegie Sales Advantages
Financial Analysis
Awareness of banking industry; general trends and computer literate.
Familiarity with regulatory guidelines
Ability to conduct financial and risk analysis.
financial statements analyst
Risk management
Sme's finance
corporate finance

Langues

Arabe
Expert
Anglais
Expert

Adhésions

BanqueMisr
  • Banker
  • November 2006

Formation et Diplômes

- MODERN TECHNIQUES OF BANK CREDIT ANALYSIS AND MANAGEMENT WHILE OBSERVING ISLAMIC SHARIA LAW. (Formation)
Institut de formation:
INSTITUTE OF BANKING AND FINANCIAL TRAINING
Date de la formation:
January 2007
Durée:
300 heures
Accounting Fundamentals Certification (Certificat)
- SMALL BUSINESS FINANCE (Formation)
Institut de formation:
INSTITUTE OF BANKING AND FINANCIAL TRAINING
Date de la formation:
May 2009
- MODERN TECHNIQUES OF BANK CREDIT ANALYSIS AND MANAGEMENT WHILE OBSERVING ISLAMIC SHARIA LAW (Formation)
Institut de formation:
INSTITUTE OF BANKING AND FINANCIAL TRAINING
Date de la formation:
January 2009
CPA Preparation (Formation)
Institut de formation:
INSTITUTE OF BANKING AND FINANCIAL TRAINING
Date de la formation:
January 2009
CIPA Preparation (Formation)
Institut de formation:
INSTITUTE OF BANKING AND FINANCIAL TRAINING
Date de la formation:
March 2010

Loisirs

  • Computer
    OCP: ORACLE CERTIFIED PROFISSIONAL (DEVELOPER). - OCP: ORACLE CERTIFIED PROFISSIONAL (ADMINISTRATORE). - SCJP: Sun Certified java Programmer (PREPARATION) -NETWORK ESSINTIALS WITH WINDOWS 2003 SERVER - ICDL (INTRNATIONAL COMPUTER DRIVING LISENCE) - ENGLISH ADVANCED (WRITING- READING-LISTENING (SLS CAMBRIDGE -IMPLEMENTER))