Credit Compliance Manager
National Bank Of Kuwait - Nbk
مجموع سنوات الخبرة :25 years, 6 أشهر
Support Head of Domestic Credit Compliance in reviewing customers’ credit files on daily basis (post fact) to ensure
that the facilities implemented through Domestic Credit Operations (overall lending portfolio) are in accordance with
proper Credit decisions and in conformity with the Credit Policy & Authority Manual, CBK regulations and all relevant
laws/regulations
To ensure that all concerned functions are carried out effectively. In line with adapting internationally accepted/best
practices.
- Prepares necessary timely reports to the concerned parties for the pending items (missing Documentations) &
providing the Management with all features on the credit information & the quality of the credit portfolio. & the
effectiveness of the domestic credit operation
- Monitors Quick Quorums to ensure the accuracy of approval levels to ensure that it is in line with the Bank
Credit Policy and Authority Manual.
- Conducts a random physical verification to the safe keeping of the collateral documentations kept with
Domestic Credit Operations.
- Ensuring the level of customers signature verification on the (facilities contract, loan draw down, loan
transactions and customer advising letter attached with the facilities contract) for the implemented facilities in
line with the Bank policy.
- Ensuring updating collateral value (shares, Real Estate re-evaluation, and local overseas portfolios) in line with
the Bank Policy.
- Review & check DCR’s to be accordance with client current position, the Credit Policy & Authority Manual
and CBK regulations along with the customer risk rating.
Receives and check all related output BO reports and committee decisions to ensure proper implementation and
execution of the approved facilities
- Conducts a daily follow up clearance of discrepancies with the concerned area to avoid its occurrence.
- Ensures that the irregular accounts were raised through Special Purpose Committee or Senior Credit Committee.
- Ensures that the missing documentations were raised and discussed through Special Purpose Committee.
- Review CBK monthly & quarterly reports to be in accordance with proper Credit decisions and in conformity
with the implementation in Bank systems and CBK regulations.
- Responsible for Communication & dealing with CBK inspectors, Auditors in order to assure providing all their
requirements & clarifications.