Senior Teller
Sharjah Islamic Bank
Total years of experience :18 years, 0 Months
1. Analyse credit risk on credit applications made by the Micro Finance Institutions, with a recommendation of acceptance or apology.
2. Oversees the analyses of the credit applications to ensure compliance to the credit, product and provisioning policies.
3.Dealing with the various trade Facilities, such as: commercial loans, guarantees, letter of credits, overdraft account and liquefaction of bank checks.
4.Reports timely and accurate on credit decisions, recommendations and other relevant credit risk related issues.
5. Will report on non-performing loans and will take action where applicable.
1. Accept money or a cheque deposited by customers, verifies records and receipts, and credits customers' accounts.
2. perform specialized tasks such as preparing cashier's checks, personal money orders, issuing traveler's checks and exchanging foreign currency
3. Answer customer inquiries and Open and close accounts for customers. Explain, advise on and promote bank products and services to customers
During my study I obtained the following courses : Financial Analysis, Credit Management, Portfolio Management, Derivatives Securities, Treasury Management, International Financial Operation, Financial Management, Corporate Accounting and Tax Accounting Business analysis course. Management accounting and reporting course. Strategic Planning course. Scientific methods to discover counterfeiter money & money laundering. Many other training programs through working in banks as need my career.