Investment Manager
GroFin
Total des années d'expérience :18 years, 0 Mois
• Portfolio Management under MENA II initiatives under USAID by providing finance and technical assistance to SMEs that operate in Nineveh and Post ISIS affected area in north Iraq..
Transaction Development:
• Identify prospect needs and effectively sell GroFin value offering to fulfill these needs.
• Screen applications efficiently, applying the GroFin Viability Model and the investment strategy and policy framework.
• Analyze and thoroughly verify and cross- reference key assumptions underpinning the business plan.
• Build the financial model and conduct a proper risk assessment. Maintain verification records in line with GroFin document management system.
• Structure viable transactions in line with the GroFin investment and pricing policy and product parameters.
• Draft high-quality focused and concise screening and finance reports that allow for efficient decision-making within agreed timeframes.
• Conduct a quarterly, formal portfolio visit and record the results on the system.
• Restructure transactions that are viable and hand over those that are no longer viable.
• Manage collateral and insurance policies quarterly and record results on the system.
• Collect and record impact data and ensure data integrity, in line with GroFin impact data strategy and policy.
Small & Growing Business Sustainability & Growth:
• Support the client in developing and implementing a robust business plan, financial plan, risk assessment, and mitigation plan.
• Introduce ESG best practices and formalize business where appropriate and;
• Support implementation of a financial management system that produces monthly management accounts.
• Facilitate business linkages. Provide access to markets and business opportunities. Maintain a network of SME service providers.
• Keep abreast of all government legislation and regulatory requirements that may affect the operations of the portfolio companies
• Other additional duties include coordinating with the legal and compliance departments to mitigate risk and ensuring client concerns and queries are resolved.
Maintain regular contact with clients to develop business and monitor monthly loans payments
Administered qualitative and quantitative analysis to determine client creditworthiness. Conduct reviews to ensure clients are satisfied with products and services.
• Managing, developing and maintaining business relationships for 250+ Small Business clients for both the liabilities and fully secured products to maximize new business opportunities and deepen existing relationships in the province of Alberta with over $7M in sales (lending & investment)
• Responsible for developing plans which establish objectives, allocate accountabilities and resources, management of budgets.
• Digital Enablement, Educate how Small business can run easier by using Digitization..
• Selling through social Media by using approved (policy driven platform) in Facebook, Tweeter and LinkedIn.
• Establish a business relationship with client by quarterly meeting to meet their need by advising with the best product to save client time and money.
• Growing the corporate business through acquisition of new selected customers and increasing wallet share from existing ones.
• Host educational workshops for business owners and government sector which leads to keeping high reputation for the corporate.
• Prepare Monthly, Quarterly and Annual reports (performance, revenue/lost, number of Product, conjunctive Business) and submitted to the management.
• Cost saving AED1.3M by actively negotiating existing outsource contract and existing premises lease contracts.
• Support bank plan to open 10 branches every year in UAE by looking for spaces within Central bank regulation and the bank geographical locations.
• Negotiate the lease with landlord including sending lease agreement draft to Legal dept to verify.
• Prepare project budget by coordinating with different stake holders (IT, Engineering, Electronic channels, Tele Communications, Marketing and retail banking).
• Discuss branch logistic service with vendors for example (Courier, Cash in Transit, cleaning and Security guards).
• Process payment invoices.
• New and renewal Lease agreement (82 Branches, 9 Offices, 127 offsite ATM) including payment processing.
• Process all administration duty of daily embassy need such as ( new employee contract, writing communication letters in both Arabic and English, prepare diplomatic bag, in/out letter)
• Calculate the (end of the day) of Embassy daily transaction and deposited in the bank account.
• Basic HR duties ( renewal of temporary local employee staff, process payroll for local staff)