Deputy Unit Manager Credit Administration
Banque Saudi Fransi
مجموع سنوات الخبرة :17 years, 10 أشهر
To assist regional CAUs (Credit Admin Unit) and implement Bank’s Credit Manual reviews in accordance with the approved Credit Policy.
Provide recommendation for improvement, updating and compliance,
Preparation and checking prepared FLA (Facility Letter of Agreement) related to (CBD, HNG and SFD) along with all related security documents as per terms and condition stipulated in the credit approval.
Checking the received duly signed security documents and preparing activation sheet for limit implementation incase all security documents found to be in order and complying with the terms & condition of the approved credit approval or prepare a discrepancy memo in case of any deficiency found.
Checking the deferrals related to legal pertaining to SAMA and Bank’s rules and regulation.
Capturing the Title deeds in the title deed Data Base every time a title deed received, appraisals and insurance policies.
Safekeeping of security documents in a fireproof cabinet.
Scanning all received security documents.
Ensure to response to the regions quires related to security documents.
Analysis non-Standard security documents proposed by the customer.
Responsible for attending to quires on legal issues from all regions
-Bank Muscat from 08 August 2006 until March 2014 Supervising day-to-day work of the department and providing support to Head of Credit Administration.
-Translation/Preparation of bilingual documents.
Will be responsible for day-to-day work of the department and preparation/translation of Arabic document to English and vice versa. Following are the specific duties -
• Preparation of Bilingual Security Documents for the Credit Facilities approved for Corporate Customers.
• Preparation of bilingual drawdown documents for Corporate Customers.
• Safe keeping of the Security Documents.
• Processing of the Consumer Loans and handling complains if any.
• Checking of the Security Documents after Execution and rectifying any errors/omissions.
• Request for Commodity and their follow-up and ensuring the closing of deals on time.
• Re-conciliation of invoices submitted for payment by our Commodity Agents and arranging their payments.
• Preparation of report required by Insurance Company and providing necessary information to them
• Checking of correctness of the invoice submitted by Insurance Company and arranging payment of the Invoices.
• Monitoring of daily overdue and reporting to recovery staff/CBG/HOD
• Preparation of MIS/SIMAH/SAMA/CBO Reports.
• Monitoring of Credit Files of Corporate Clients and filing.
• Co-Ordination with CBG/Other Department for any matters.
• Checking of day-to-day transaction of the Department and effecting any correction if any.
• Any other duties assigned by HO/Other Department Heads/CEO/COO
• Custody of Consumer/Corporate Credit Files/Documents.
• Keep good relation with other Bank/Department staff members.
• We have created the system (I-Mal), it is an Islamic system
• Involved in the testing of the system and participate to improve the options and figures.
• Loan Coordinator for (retail - corporate).receiving the document from the branch/RM (Chick the documents, SIMAH Report, write the comments, complete the necessary approval, credit the customer account and filing the documents.)
• I have worked in SIMAH system (uploading, generating and retrieving the customer’s Data).
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