Processor – ATM, Credit Cards & Cash Management
Ajman Bank
مجموع سنوات الخبرة :11 years, 10 أشهر
• Specific responsibility for day-to-day credit card application processing. Processes member's credit card applications in a timely manner. Inputs accurate information and comments into lending software and orders credit cards. Acts as primary credit union contact throughout the entire credit card application process.
• Has primary responsibility for application pipeline management for the credit card program.
• Has the primary responsibility for validating application data. Performs financial analysis, credit underwriting and approval process. Determines debt ratios, interprets credit bureau reports, and analyses and calculates qualifying income documentation. Understands risk based/credit score modelling and processes. Identifies and researches any inconsistencies with the card application.
• Responsible for reviewing and processing monthly credit card reissues.
• Works with Operations Department in conjunction with establishing credit union membership for credit card applicants. Establishes credit union membership for credit card applicants.
• In collaboration with the other credit union departments provides assistance and support to member inquiries regarding all aspects of the credit card programs. Supports internal and external department inquiries regarding the credit union credit card programs. Provides information on all card benefits.
• Assists with credit card portfolio administration support, such as providing reports on the number of cards ordered, credit card turn- around time, efficiency, and promotional results.
• Maintains and demonstrates working knowledge of credit union loan standards, policies & procedures
• Assures the security and confidentiality of all member account information and credit union documentation.
• Assists credit union with the timely resolution of system non-performance.
• Assists with updating and maintaining credit card policy.
• Has primary responsibility for writing and updating credit card processing procedures.
• Assists compliance and research staff regarding any requests related to our credit card program.
• Performs other job related duties and assignments as necessary.
-Make every DA more efficient, cost effective, and transparent.
-With PortSpend Management can automate and manage most labor-intensive tasks, including cost verification, documentation, rebilling and follow-up with agents. Throughout the process, operators always have the information they need to make critical decisions because our team also manages the communication flow.
The PortSpend Management process includes DA-Nomination, DA-Proforma, DA-Final and DA-Rebilling.
DA-Nomination lets operator nominate an agent of their choice or draw from our database of nearly 10, 000 experienced port agents. It creates appointments, checks credentials, confirms appointments, and notifies all parties. We support operator choice of agent.
DA-Proforma ensures quick PDA turnaround time and manages advance payment. Agents use standardized formats for submitting PDAs. The DA-Desk team verifies all costs before an advance is paid to agents.
DA-Final enters the FDA into the system, receives the physical FDA from the agent, establishes an audit trail to all invoices, provides final approvals online, and determines the existing balance or settlement recovery.
DA-Final checks the details of every FDA including the Statement of Facts and individual invoices and tariffs prior to submitting the FDA for payment.This helps to remain cash positive and close voyages efficiently and quickly.
DA-Rebilling rebills owners and charterers expenses.
Elite Global Management Consultancy
Nov 2011-Jan 2012
Designation: - Recruitment Officer (Trainee)
Recruitment:
A Recruiter with extensively experienced in the following recruitment process step:
• Job Opening
• Recruitment Source Selection
• Job Interview
• Job Offer
• Receive requirements from clients and developing an understanding of client's requirements by acquiring a detailed job description and more details of client business sector to ensure the recruitment effort starts off on a proper track for success.
Sourcing: • Advertising vacancies appropriately by drafting and placing adverts using a wide range of media (e.g. newspapers, websites, magazines)
• Resume Search and sourcing (Database, job portals, job postings, advertisement response, social network sites, references and Headhunting if required - identifying and approaching relevant talent through network, references and on project basis and information)
Screening and Selection: • Under the supervision of the manager, shortlist and evaluate the candidate against the job requirements and the final pass, a full review of the resume including a subjective qualitative review of the candidate's personal, education, training, courses, skill sets, professional experience and salary details.
• Conduct preliminary interviews based on the client requirement.
• Negotiating to ensure candidate salary expectation is fitting with the terms of the position.
• Checking references and suitability of applicants before referral to employers for review.
• Making recommendations to the client based on the candidate evaluation, preliminary interview and reference check.
• Arranging interviews with client for shortlisted candidates- telephonic or personal.
Coordination with client for employment offers/contracts for successful candidates, coordination with candidate and assistance in deployment formalities
Administrations:
• Prepared various employee notifications such as Salary certificates, Employment Certificates, Appointment letters, Warning letters and Appreciation letters.
• Closely monitor the expiration dates for Passports, Labour cards, Residency visas and employee IDs and ensure that necessary steps taken to renew the same
• Employee's visa and insurance renewal.
• In charge of Leave planner for employees.
• Issued the letter for employees as required.
• Coordinated with PRO for employees Labor card and other progressions
• Maintain the monthly attendance and attendance summary for departments.