Syed Abdullah Al Masum

AVP & Head of Branch at Union Bank Limited

• Bangladesh - Chittagong
• My current job since July 2002

TRADE FINANCE:

-Assessing documents for opening Letter of credit
-Confirm terms of Payment with the client
-Opening Letter of Credit towards beneficiary
-Confirming Credit to the Advising Bank
-Receiving documents of Goods
-Examination of documents
-Making payment & Delivery documents to the Importer.
-Bill of entry matching.
-Advice Export L/c to the beneficiary
-Receiving documents from exporter for collection.
-Preparation of document as per Export Letter of Credit
terms and condition.
-Presentation of documents for payment
-Conversion of foreign currency to BDT Taka.


RETAIL CREDIT / LOANS & ADVANCES :

-Financial statement analysis under Corporate Loan as per
credit term
-Preparation of proposals for Corporate Loan
-Credit report assessing
-Valuation assessing of Land, Machinery of the Corporate
clients
-Monitoring legal side for mortgage Corporate Loan
-Confirmation of charge creation or Mortgage under Corporate
Loan
-Set up Limit & Monitoring of Corporate Loans
-Preparation of statements related to corporate office
-Preparation of periodic returns and statements related to
Bangladesh Bank
-Maintenance file/record/performance of all borrower
-Assessing retail client
-Making Proposal for Retail Loan
-Disbursement of Retail Loan
-Monitoring & Recovery of Retail Loan
-Work for Monitoring Credit Portfolio as a Credit In Charge

GENERAL BANKING :

-Opening Depository Account
-Opening Savings & Business Account
-Maintaining Relationship Banking
-Receiving Instruments for Clearing & Collection
-Issuing DD, TT, Payment Order
-Encashment of Fixed Deposit Receipt
-Balance Transfer as per Party request
-Voucher checking & sorting
-Monitoring monthly expenses of the branch
-Making effective customer service as General Banking In charge