Branch Manager
ORIX Leasing
Total years of experience :21 years, 5 Months
• Responsible for achievement of set deliverables all Microfinance units.
• Ensure that all units are performing within parameters of MF best practices viz., Disbursement
• Visit of all units monthly basis
• Performance review of field staff and assisting PM for recruitment of staff.
• Make sure 100% recovery rate
“Working under the overall supervision of “Micro Finance Programme Manager”
• Make sure 100% recovery rate
• Arrange a strong team to meet the customers to provide them proper services provided by the company
• Monitor that the staff fulfilling the customer’s requirements.
• Monitoring of the arrangement of recovered cash and reconcile with bank receipts.
• Implementation of monthly work plans, annual physical activity plans and schedules.
• Responsible for achievement of set deliverables all Microfinance units.
• Ensure that all units are performing within parameters of MF best practices viz., Disbursement based on capacity to repay, credibility, target poor client; recoveries on exact recovery date and with time management for field visits.
• Ensuring accuracy of all monitoring and reporting formats duly submitted to Programme office.
• Visit of all units monthly basis
• Performance review of field staff and assisting PM for recruitment of staff.
• Create linkages/Collaborate between field unit and Programme office
• Support in come generation for enterprises and help to build financially self sufficient middle/ low income borrows/clients.
• Provide financial services with greater flexibility at a more affordable price making micro finance and enterprise development services very attractive to a large number of middle/low income clients.
• Manage funds adequately enough to meet future cash need in consultation with finance and accounts department.
• Develop financial/credit management system and the skills required to run an successful operation.
• Identify the marker gap when providing financial services of micro credit and enterprise development credit to borrowers.
• Identify the existing providers and how that well the need of the borrowers.
• Identify the donors who are active in micro finance and enterprise development who might pro vide support or funding.
• Acquire and develop a portfolio of qualified borrowers through control and timely analysis of applicant’s credit worthiness.
• Coordinate social mobilization activities, marketing and distribution of loan products
• Review loan products and associated credit policy performance and profitability
• Monitor risk exposure, portfolio composition and the adequacy of provisioning levels
• Ensure that all loan applicants comply with the criteria laid down in respective terms and conditions of the products.
• Perform any other work assigned by the immediate superior.
• Door to Door mobilization to meet the customers
• To arrange community meetings with willing customers
• To arrange motivational activities in the field.
• To activate the formal organized groups of community.
• To sensitize massage about the project interventions policies of the organization.
• To conduct group meetings to identify the needy clients.
• Formed formal groups of final selected clients.
• Conduct recovery meetings on recovery days.
• Ensure 100% recovery.
• Arrange daily basses cash payments and send into the bank.
• To maintain the different office documents of ( Daily, Weekly, & Monthly ) basses
• Door to Door mobilization to meet the customers • To arrange community meetings with willing customers • To arrange motivational activities in the field. • To activate the formal organized groups of community. • To sensitize massage about the project interventions policies of the organization. • To conduct group meetings to identify the needy clients. • Formed formal groups of final selected clients. • Conduct recovery meetings on recovery days. • Ensure 100% recovery. • Arrange daily basses cash payments and send into the bank. • To maintain the different office documents of ( Daily, Weekly, & Monthly ) basses