Muhammad Ashraf

. Branch Sialkot on contract.
In the current job I performed duty of sales of personal loan, credit card and auto loan and ensure the achievement of sales target of the branch as well as my Hub (area) branches.
I also have one year experience of trade department of the bank and deal with the customer of trade department.
I am having 3 year experience in auto sales and processing of auto loan in HBL bank, and having waste experience of customer dealing in variance field of consumer finance and commercial finance and having skill to mobilize the new business and fund for the bank.


Strategic Sales Planning and Forecasting
Consumer and Commercial Banking
Trade Banking and Relationship with the customer
Little know how of Branch Operations Metter
Client Relationship Management

a DSO, during this job I am the responsible of the company primary and secondary sales through company dealers and sales force of the dealers, I am also ensure the availability of stock at the dealers end and all the retailer outlet through the sales force. During the service I ensure the company sales valium achievement and ensure the company policy on his dealers.

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